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Yogita MagarYM
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Yogita Magar

@yogitamagar

Backend engineer delivering high-throughput, low-latency fintech systems with strong observability focus.

India
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What I'm looking for

I seek backend roles in fintech or payments focusing on scalable, secure systems, strong observability, technical ownership, mentorship, and measurable performance improvements.

I am a backend engineer with 3+ years building high-throughput, low-latency systems in fintech, focused on resilient architectures and secure APIs.

At Bajaj Finserv I architected real-time fraud detection engines and UPI payment platforms handling 100M+ transactions per month, achieving 99.99% uptime and preventing significant losses.

I specialize in system design, observability, performance tuning, and event-driven architectures, with hands-on experience in Java, Spring Boot, Kafka, Redis, Drools, Docker, and Kubernetes.

I drive design reviews, mentor engineers, and deliver measurable outcomes—fraud reduction, latency improvements, higher throughput, and faster MTTR—while maintaining strong operational discipline.

Experience

Work history, roles, and key accomplishments

BF
Current

Senior Software Engineer

Bajaj Finserv

Jul 2022 - Present (3 years 4 months)

Architected a real-time fraud engine and high-throughput UPI payment microservices handling 100M+ monthly transactions, reducing fraud by 80% and preventing ₹1.2Cr+ yearly losses while improving observability and MTTR by 60%.

Education

Degrees, certifications, and relevant coursework

PT

Pune Institute of Computer Technology

Bachelor of Engineering, Computer Engineering

2018 - 2022

Grade: 9.87/10

Activities and societies: Ranked top of class; participated in system design hackathons and internal code quality programs; received institutional recognition for production incident response and backend engineering excellence.

Completed a Bachelor of Engineering in Computer Engineering with high academic distinction (CGPA: 9.87/10) between 2018 and 2022.

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Yogita Magar - Senior Software Engineer - Bajaj Finserv | Himalayas