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Mervert KuchkarovaMK
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Mervert Kuchkarova

@mervertkuchkarova

Chief Data Officer at Asakabank, where I shaped data strategy and delivered automated credit decisions and AI products.

Italy
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At Asakabank JSC, I own the bank’s data strategy and platform roadmap, and authored the data pillar of its 2026–2028 IT strategy: more than 40 initiatives prioritised by business value and risk. As acting director of the digital technology department, I redesigned its organisation and introduced weekly portfolio reporting for the Board.

As Head of Data Engineering & AI, I built and led a 19-person team across data engineering, ML and product engineering. We delivered a production credit-scoring system integrated with core banking, with automated retraining, deployment and drift monitoring, and shipped products for collateral valuation and call-centre speech analytics.

Earlier at Asakabank, I built the Risk Assessment System, bringing together ETL, a data warehouse and risk dashboards that cut report preparation from days to minutes. My hands-on roots also include Python and Java software engineering, and I’m completing an MSc in Data Science in Economics at the University of Milan.

Experience

Work history, roles, and key accomplishments

AJ

Chief Specialist - Data Analyst

Asakabank JSC

Jan 2020 - Oct 2021 (1 year 9 months)

Built the bank's Risk Assessment System, including ETL, data warehouse, and dashboards, reducing report preparation time from days to minutes.

NL

Software Engineer

NIHOL-KOMTEX LLC

Oct 2018 - Jan 2020 (1 year 3 months)

Led development and rollout of an HR system for the banking sector and re-architected a legacy system on a modern stack. Built web applications in Python/Django and Java.

TB

Mathematics Teaching Assistant

TUIT, Karshi branch

Sep 2015 - Sep 2018 (3 years)

Taught discrete and higher mathematics and participated in Erasmus+ international education projects.

Education

Degrees, certifications, and relevant coursework

University of Milan logoUM

University of Milan

Master of Science, Data Science in Economics

2023 -

Pursuing an MSc in Data Science in Economics; coursework finished, final exams pending.

TU

Tashkent State Pedagogical University

Bachelor of Science, Mathematics and Computer Science

2007 - 2011

Completed a BSc in Mathematics and Computer Science.

BE

Bertelsmann

Data Science Challenge Scholarship, Data Science

Awarded the Bertelsmann Data Science Challenge Scholarship.

Udacity logoUD

Udacity

Data Foundations Nanodegree, Data Science

Completed the Data Foundations Nanodegree.

EPAM logoEP

EPAM

UpSkill PRO — Big Data, Big Data

Completed the EPAM UpSkill PRO program in Big Data.

National University of Uzbekistan logoNU

National University of Uzbekistan

Master of Science, Mathematics

2013 - 2015

Completed an MSc in Mathematics.

Tech stack

Software and tools used professionally

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