Mauricio Paredes
@mauricioparedes
Data-driven risk and commercial planning analyst leveraging ML, SQL, and Power BI to grow profitability.
PeruWhat I'm looking for
I’m a risk and commercial planning professional in the financial industry, with a Business Engineering background (Industrial Engineering) ranked in the top decile. I bring 3 years of experience spanning goal/target distribution processes, profitability analysis, and commercial management.
In my current role as a Risk Specialist Advanced – Consumer Risk, I drive lead generation for the IO Credit Card product, implemented risk-engine guidelines to reduce processing time by 50%, and executed pilot guidelines that achieved more than 6,000 incremental units per month. I also analyze fraud patterns among newly issued cards and improved origination risk guidelines to reduce delinquency (default) rate by 50% in pilot-program customers by the first billing month.
Previously, as a Senior Commercial Planning Analyst – Retail Banking, I built a new cloud-based Machine Learning target-setting methodology (Azure Databricks), automated and migrated productivity reporting across 9+ channels, and reduced report turnaround time by ~60%. I’ve also led teams supporting monthly submissions, supervised an intern, and earned recognition including placing 3rd in BCP’s Innovathon 2023.
Experience
Work history, roles, and key accomplishments
Risk Specialist Advanced
BCP
Feb 2026 - Present (5 months)
Drove lead generation for the IO Credit Card product and implemented IO business guidelines within risk engines, reducing processing time by 50%. Improved pilot-program origination risk guidelines to cut delinquency/default rate by 50% within the first billing month.
Senior Commercial Planning Analyst
BCP
Nov 2024 - Jan 2026 (1 year 2 months)
Built insurance profitability analysis for retail banking and produced branch-level commercial management insights to support leadership decision-making. Led an ML-based cloud target-setting methodology (Azure Databricks) and automated/migrated productivity reporting across 9 commercial channels.
Junior Commercial Planning Analyst
BCP
May 2024 - Nov 2024 (6 months)
Designed and implemented deposit-related target-setting methodology for the branch platform channel and set monthly teller channel targets across 300 branches using statistical techniques. Developed monthly and quarterly productivity reports and managed target-related inquiries for a teller channel covering 2,200+ employees.
Commercial Planning Intern
BCP
Dec 2023 - May 2024 (5 months)
Handled 1,500+ commission-review requests for credit cards, debit cards, term deposits, and fixed-asset sales using SQL. Analyzed the impact of commercial channel evaluation rule changes and supported sales-quality improvements for credit card placements.
Education
Degrees, certifications, and relevant coursework
Universidad San Ignacio de Loyola
Bachelor of Business Engineering, Industrial Engineering
2019 - 2024
Earned a Bachelor's degree in Business Engineering (Industrial Engineering), ranked in the top decile at Universidad San Ignacio de Loyola.
Tech stack
Software and tools used professionally
Availability
Location
PeruAuthorized to work in
Job categories
Skills
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