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Makhabbat IgibaevaMI
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Makhabbat Igibaeva

@makhabbatigibaeva

Strategy and Operations professional at McKinsey who shaped a neobank operating model with $8M in first-year savings.

Kazakhstan
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At McKinsey, I built the operating model for a greenfield neobank through peer benchmarking and expert interviews. My recommended BaaS approach was accepted for implementation, with $8M in first-year savings versus an in-house build.

I also diagnosed Finance, Procurement and HR pain points at a refinery, helping prioritise six AI and digital use cases with $2.3M in annual cost-saving potential. In separate work, I identified strategic initiatives for a national food industry growth strategy and evaluated production improvements at refinery and mining sites.

At Peltrade, I led end-to-end sales of wood pellets and used CRM analysis to re-engage promising dormant accounts. I also built an Excel pricing tool that reduced manual calculation time by 20 hours per month.

Earlier, at Unilever, I analysed engagement data and helped digitise compliance testing, while at Schlumberger I created an Excel tool for employee-query analysis and supported payroll workflow design. I hold an MSc in Management from Warwick Business School and a BBA (Hons) in International Business.

Experience

Work history, roles, and key accomplishments

McKinsey logoMC

Fellow Business Analyst

Oct 2025 - Oct 2026 (1 year)

• Modelled and compared alternative operating models for a greenfield neobank in Excel; recommended a BaaS approach with expert input, which was accepted and projected to deliver $8M in first-year savings.
• Diagnosed Finance, Procurement and HR pain points at a refinery, prioritizing 6 AI and digital use cases with $2.3M in annual cost-saving potential.

PE

Sales Department Intern

Peltrade

Sep 2024 - Feb 2025 (5 months)

Led end-to-end sales of wood pellets, contributing 45% of company revenue by re-engaging dormant accounts. Built an Excel tool to automate product pricing, reducing manual calculation time by 20 hours per month.

Education

Degrees, certifications, and relevant coursework

Warwick Business School logoWS

Warwick Business School

MSc, Management

2023 - 2025

Grade: Merit (67.7/100)

MSc Management with an overall mark of 67.7/100 (Merit), including top marks in Strategies for the Global Economy and Customer Value Management.

IM

International University of Malaya-Wales

BBA (Hons), International Business

2016 - 2019

Grade: Merit (3.54/4.0)

BBA (Hons) in International Business with an overall mark of 3.54/4.0 (Merit), awarded an Excellence Scholarship covering 30% of tuition fees.

Tech stack

Software and tools used professionally

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