Open to opportunities

Baine Brij

@bainebrij

Message

I’m a Quantitative Risk Professional improving portfolio monitoring and default outcomes.

Uganda

Message

What I'm looking for

I’m looking for a risk and analytics role where I can lead covenant monitoring and forensic modeling, automate reporting with Python, SQL, and Power BI, and help leadership reduce default exposure through early warning signals.

I’m a Quantitative Risk Professional with over 9 years in the banking sector, specializing in high-stakes portfolio monitoring and forensic financial modeling. I’ve reduced default exposure by 15% and automated reporting workstreams using Python, SQL, and Power BI to strengthen data-driven decision-making.

In my current role as a Covenant Monitoring Officer, I manage a UGX 1.4Tn loan portfolio and use early alert signals to mitigate potential defaults, while delivering covenant testing and variance analysis to senior leadership. Previously, as a Credit Administration Officer, I led forensic reconciliation for a loan under litigation—saving the bank UGX 870M in projected legal costs—and streamlined administration for a UGX 100Bn+ portfolio with 99% accuracy, improving data accuracy by 25% and ensuring 100% policy compliance in collateral perfection for 500+ facilities.

Experience

Work history, roles, and key accomplishments

Current

Covenant Monitoring Officer

Current

Equity Bank Uganda Limited

Nov 2025 - Present (6 months)

Managed a UGX 1.4Tn loan portfolio, using advanced analytics to identify early alert signals and reduce potential default exposure by 15%. Led covenant testing and variance analysis, and collaborated with relationship managers and legal teams to resolve 78% of covenant breaches within set timelines.

Covenant Monitoring Portfolio Analytics Credit Risk Reporting Stakeholder Management Regulatory Compliance

Credit Administration Officer

Pearl Bank Uganda Limited

Conducted forensic reconciliation of a complex loan under litigation, identifying discrepancies that prevented further court proceedings and saved UGX 870M in projected legal costs and penalties. Streamlined administration for a UGX 100Bn+ portfolio with 99% accuracy, improved reporting data accuracy by 25%, and supervised collateral perfection for 500+ facilities with 100% policy compliance.

Credit Administration Asset Perfection