Open to opportunities

Kunal Rajesh

@kunalrajesh

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Dedicated finance professional with over 9 years of banking experience.

India

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What I'm looking for

I am looking for a role that allows me to leverage my finance expertise in a dynamic environment, focusing on growth and innovation.

I am a dedicated finance professional with over 9 years of experience in the banking sector, specializing in treasury, forex, credit processing, and branch operations. My career has been marked by a proven expertise in regulatory compliance, client relationship management, and team leadership. I excel at driving operational efficiency and delivering service excellence, always aiming to leverage my comprehensive knowledge of various banking functions to contribute to growth and innovation within a dynamic organization.

Currently, I manage a $160M portfolio across 500+ clients at HDFC Bank, where I engage directly with Education Promoters, CFOs, and leading industry consultants. My proactive approach has allowed me to execute consecutive cash deals and forward contracts, capitalizing on market movements to maximize profitability. I have successfully advised clients on FX risk mitigation strategies and delivered complex hedging solutions, showcasing my ability to analyze market trends and provide actionable insights.

Throughout my career, I have consistently achieved significant revenue growth, including a Treasury Sales income of ₹10+ Cr from retail clients in the North Region. My leadership experience includes heading the Forex Department for 61 branches at Bank of Baroda, where I managed a ₹360 Cr portfolio and achieved 50% YoY growth. I am passionate about expanding my expertise and continuing to drive success in the finance industry.

Experience

Work history, roles, and key accomplishments

Current

Corporate Dealer

Current

HDFC Bank

Sep 2024 - Present (9 months)

Managed a $160M portfolio across 500+ clients, engaging directly with Promoters, CFOs, and leading industry consultants. Proactively executed consecutive cash deals and forward contracts, capitalizing on irrational market movements to maximize profitability and advising clients on FX risk mitigation strategies.

Treasury Management Client Relationship Management Financial Analysis Market Analysis

Forex Manager

Bank of Baroda

Jun 2016 - Sep 2024 (8 years 3 months)

Headed Forex Dept. for 61 branches; managed ₹360 Cr portfolio across current and capital accounts, achieving 50% YoY growth in FY 22–23. Handled currency trading, LC/BG issuance, Document Scrutiny, and trade compliance using platforms like Thomson Reuters and Swift.

LC BG Issuance Portfolio Management Reuters)Swift

Credit Officer

Bank of Baroda

Sep 2020 - Mar 2021 (6 months)

Managed a ₹60 crore portfolio comprising retail and agriculture loans, conducting thorough credit analysis including income assessment, collateral evaluation, and risk profiling. Achieved 25% portfolio growth in FY 2020-21, with a strong focus on expanding the retail loan segment.

Portfolio Management Income Evaluation

Branch Head

Bank of Baroda

Jul 2019 - Aug 2020 (1 year 1 month)

Successfully led a ₹65 crore portfolio with a strong focus on retail and agriculture loans, driving branch growth by acquiring new clients, cross-selling banking products, and increasing the customer base. Evaluated and sanctioned retail and agriculture loan proposals at the branch level, ensuring compliance with credit policies.

Portfolio Management Cross Selling Compliance