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Kshitij NayakKN
Looking for a job

Kshitij Nayak

@kshitijnayak

Commercial underwriter at ICICI Lombard managing marine cargo underwriting for large corporate clients.

India
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What I'm looking for

I’m looking for a role that fits my experience across geographies and lets me apply my knowledge of the industry and market dynamics to help an organization achieve its goals.

At ICICI Lombard General Insurance Co. Ltd, I’m part of a team managing marine cargo underwriting for large corporate clients. My work includes claim-related aspects, loss control, and portfolio health for Mumbai.

At HDFC Ergo General Insurance Co. Ltd, I handled marine cargo underwriting for Delhi and Ludhiana, global marine business proposals, and risk selection to support profitable book growth. Previously, at IFFCO Tokio General Insurance Co. Ltd, I grew the Mumbai book by 12% while handling marine cargo and marine liability underwriting.

At TATA AIG General Insurance Co. Ltd, I handled marine cargo underwriting across Gujarat, Madhya Pradesh, and Mumbai, and grew SME books in Gujarat by 15%. I also conducted product and e-marine portal trainings for internal and external stakeholders.

Experience

Work history, roles, and key accomplishments

ICICI Lombard General Insurance Co. Ltd. logoIL
Current

Associate Vice President

ICICI Lombard General Insurance Co. Ltd.

Jan 2026 - Present (10 months)

Leading a team managing marine cargo underwriting for large corporate clients. Involved in claim-related aspects, driving loss control, and overseeing portfolio health for Mumbai.

HDFC Ergo General Insurance Co. Ltd. logoHL

Senior Manager

HDFC Ergo General Insurance Co. Ltd.

Jan 2022 - Jan 2026 (4 years)

Handled marine cargo underwriting for Delhi and Ludhiana for large brokers and clients. Responsible for global marine business proposals and ensuring profitability of marine books through prudent risk selection.

Cargo Underwriting
Risk Selection
Business Development
Global Accounts
Profitability Management
IFFCO Tokio General Insurance Co. Ltd. logoIL

Manager

IFFCO Tokio General Insurance Co. Ltd.

Jan 2021 - Jan 2022 (1 year)

Handled marine cargo and marine liability underwriting for Mumbai across all channels. Managed intermediaries and direct clients, and grew overall book size by 12% for Mumbai.

Cargo Underwriting
Marine Liabilities
Client Management
Intermediary Management
Book of Business Growth

Education

Degrees, certifications, and relevant coursework

TA Pai Management Institute logoTI

TA Pai Management Institute

Post Graduate Diploma in Management, Finance

Post Graduate Diploma in Management with a major in Finance and a minor in Analytics.

PC

Parala Maharaja Engineering College

Bachelor of Technology, Electrical Engineering

Bachelor of Technology in Electrical Engineering.

II

Indian Insurance Institute

Licentiate, Insurance

Licentiate certification from the Indian Insurance Institute.

CC

Central Tool Room and Training Centre

Industrial Automation certification, Industrial Automation

Industrial Automation certification from the Central Tool Room and Training Centre.

Tech stack

Software and tools used professionally

Availability

Looking for a job

Location

India

Authorized to work in

Salary expectations

2499k+ INR

Job categories

Commercial Underwriter

Skills

Cargo Underwriting
Marine Liabilities
General Insurance
Risk Selection
Portfolio Management
Marine Claims
Loss Control
Global Marine Business
SME Insurance
Insurance Product Training
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