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kobol User

@koboluser

I build competitive insurance offers, manage key accounts, and improve portfolio profitability through underwriting analysis.

Poland

Message

What I'm looking for

I'm looking to apply my underwriting, key-account management, insurance negotiation, and portfolio analysis experience to build competitive offers and improve policy profitability.

At Allianz Partners, I prepare assistance insurance quotations for Easy Living, mobile devices, and digital risk, partnering with Sales to keep offers competitive. I analyze loss ratios and produce reports that support contract recalculations.

I've managed key accounts and underwriting across Euler Hermes, MetLife, AIG, Generali, Compensa, and Allianz Życie. My work includes negotiating policy terms, training clients and brokers, developing insurance programs and calculators, and reducing a policy portfolio loss ratio by over 15% in one year.

Experience

Work history, roles, and key accomplishments

Current

International Senior Underwriter

Current

Allianz Partners

Jan 2022 - Present (4 years 8 months)

Prepare quotations for assistance insurance regarding Easy Living, Mobile Devices, and Digital Risk. Cooperate with Sales Department to adjust offers and analyze loss ratios to recalculate existing contracts.

Underwriting Quotation Preparation Loss Ratio Tracking Sales Collaboration Data Collection

Key Account Manager

Euler Hermes Collections Sp. z o.o.

Jan 2016 - Dec 2021 (5 years 11 months)

Managed a portfolio of key accounts in trade credit insurance, prepared renewal offers, and cooperated with insurance brokers. Provided ongoing insurance service support and trained clients on policy terms.

Key Account Management Trade Credit Insurance Renewals Broker Relations Customer Training Negotiation

Group Life Insurance Underwriter

Metlife Towarzystwo Ubezpieczeń na Życie i Reasekuracji S.A.

Jan 2014 - Dec 2016 (2 years 11 months)

Responsible for group life insurance underwriting, calculating quotations, and negotiating terms with branches and agencies. Co-created procedures and conducted comparative market analyses.

Group Life Insurance Underwriting Quote Calculations Negotiation Market Analysis Procedure Development

Transport Insurance Specialist

AIG Europe Limited Oddział w Polsce

Jan 2011 - Dec 2014 (3 years 11 months)

Calculated risk for transport insurance including cargo and liability, prepared offers and renewal offers, and analyzed claims. Developed insurance programs for brokers and maintained broker relations.

Transport Insurance Risk Calculations Cargo Insurance Liability Insurance Claims Analysis Broker Relations Excel

Group Life Insurance Underwriter

Generali Życie Towarzystwo Ubezpieczeń S.A.

Jan 2008 - Dec 2011 (3 years 11 months)

Calculated and prepared group life insurance offers and anniversary quotes, analyzed loss ratios, and valued new insurance clauses. Cooperated with internal sales network and negotiated terms.

Group Life Insurance Underwriting Loss Ratio Tracking Quotation Preparation Negotiation Product Analysis

Group Life Insurance Underwriter

Compensa Towarzystwo Ubezpieczeń na Życie S.A. Vienna Insura

Jan 2006 - Dec 2008 (2 years 11 months)

Calculated and prepared group life insurance offers, assessed risk, and analyzed loss ratios. Coordinated implementation of new products and introduced assistance services to group insurance.

Group Life Insurance Underwriting Risk Assessment Loss Ratio Tracking Product Implementation Training Negotiation

Employee of Group Life Insurance Underwriting Department

Towarzystwo Ubezpieczeń Allianz Życie Polska S.A.

Jan 2005 - Dec 2006 (1 year 11 months)

Participated in calculation and preparation of group life insurance offers and anniversary quotes. Cooperated with internal sales network and negotiated terms of insurance.

Group Life Insurance Underwriting Quotation Preparation Loss Ratio Tracking Negotiation