KASIM IBRAHIM
@kasimibrahim
Credit officer and credit analyst focused on risk, reconciliation, and reporting.
GhanaWhat I'm looking for
I’m a motivated, adaptable, and responsible accounting with Technology graduate, bringing a methodical, customer-focused approach and a strong drive to see things through to completion. I’m trained to work with little or no supervision, and I bring good human relations, initiative, integrity, and timely delivery under pressure.
In my current role as a Credit Officer, I handle loan appraisal and credit risk assessment, review personal and commercial loans before approval recommendations, prepare past-due and mandatory returns (including loan classification), and monitor existing loans to keep the branch portfolio healthy. Previously, I worked as a Credit Control Officer and Credit Analyst—managing reconciliations, debtor management, ageing reports, customer statements, and credit documentation—using banking and accounting tools such as Temenos (T24), Tally ERP 9, Sage 50, and Digilaf for loan appraisal.
Experience
Work history, roles, and key accomplishments
Credit Officer
Adansi Rural Bank PLC
Mar 2025 - Present (1 year 5 months)
Conduct loan appraisal and credit risk assessments for loan customers, reviewing personal and commercial loans before recommending approval. Prepare monthly past-due reports and mandatory loan classification/returns, and monitor existing loans to keep them healthy.
Credit Control Officer
Ernest Chemist Limited
Mar 2025 - Present (1 year 5 months)
Manage debtors and credit control by maintaining accurate client records, preparing customer statements, and conducting account reconciliations. Produce monthly ageing reports, negotiate next steps for collections, and support recoveries including dud cheque visits, while creating and appraising customers before credit limits are granted.
Credit Analyst
Bonzali Rural Bank PLC
Nov 2023 - Mar 2025 (1 year 4 months)
Reconcile customer account statements before loan disbursement and review personal and commercial loan products before recommending approval. Prepare monthly past-due reports and mandatory regulatory returns, monitor existing loans, and support reporting on the bank’s largest loans.
National Services Personnel
Advans Ghana Savings and Loans Limited
Jan 2020 - Jan 2021 (1 year)
Onboard new customers into the bank core banking system and support loan disbursement by conducting disbursement interviews. Perform back-office credit reference checks, collateral registry searches/asset registrations, and cheque clearing.
Financial Secretary
Association of Computerized Accounting Students
Jan 2019 - Jan 2020 (1 year)
Handled collection of association dues and maintained records of financial transactions. Prepared association budgets for the financial year and ensured income was banked and recorded.
Attachment Personnel (Office Assistant)
Aburaso Community Cooperative Credit Union
May 2019 - Aug 2019 (3 months)
Assisted with office administration tasks, including onboarding new customers and keying daily transactions. Supported general administrative work of the credit union.
Finance Committee Member
Association of Computerized Accounting Students
Jan 2018 - Jan 2019 (1 year)
Served as a member of the Finance Committee for the Association of Computerized Accounting Students.
Chairman, Organizing Committee
Ghana Muslim Students Association (GMSA)
Jan 2018 - Jan 2019 (1 year)
Served as Chairman of the Organizing Committee for the Ghana Muslim Students Association (GMSA).
Business & Development Committee Member
Student Representative Council (SRC)
Jan 2018 - Jan 2019 (1 year)
Served as a member of the Student Representative Council (SRC) Business and Development Committee.
Organizer (Obiri Yeboah SHS)
Obiri Yeboah Senior High Technical School
Jan 2015 - Jan 2016 (1 year)
Organized weekly association arrangements by coordinating meeting logistics and supporting the president with association announcements. Solicited sponsorships during fasting periods and allocated time and topics for special guest sessions.
Education
Degrees, certifications, and relevant coursework
Kwame Nkrumah University of Science and Technology
Bachelor of Science (BSc), Business Administration (Accounting Option)
2022 - 2023
Earned a BSc in Business Administration (Accounting option) at KNUST between 2022 and 2023.
Kumasi Technical University
Higher National Diploma (HND), Accounting with Computing
2017 - 2020
Grade: Second class division
Completed an HND in Accounting with Computing at Kumasi Technical University from 2017 to 2020.
Obiri Yeboah Senior High School
WASSCE Certificate, General Secondary Education
2013 - 2016
Attended Obiri Yeboah Senior High School and completed studies culminating in WASSCE (2013–2016).
Assin Jakai Junior High School
BECE Certificate, Junior High School Education
2008 - 2011
Completed Junior High School education and obtained BECE results (2008–2011).
Availability
Location
GhanaAuthorized to work in
Job categories
Skills
Interested in hiring KASIM?
You can contact KASIM and 90k+ other talented remote workers on Himalayas.
Message KASIMGet matched with your dream remote job
Sign up now and join over 250,000+ remote workers who receive personalized job alerts, curated job matches, and more for free!
