Godfred Eduful Oduro
@godfrededufuloduro
Adaptable finance professional with strong analytical and problem-solving skills.
What I'm looking for
I am a highly motivated finance professional with a Master of Business Administration in Finance from Methodist University College Ghana. My career spans several years in the banking sector, where I have honed my skills in credit portfolio monitoring and risk management. Currently, I work as an Analyst in the Credit Portfolio Risk Management Department at Consolidated Bank Ghana Ltd., where I monitor loan performance and ensure adherence to covenants, contributing to the bank's financial health.
Throughout my career, I have demonstrated a strong ability to analyze credit exposures and prepare comprehensive reports for stakeholders. My previous roles at National Investment Bank Ltd. have equipped me with extensive experience in management information systems, loan data transformation, and credit analysis. I am committed to delivering value and efficiency in all my endeavors, and I thrive in team-oriented environments where collaboration is key to achieving institutional goals.
Experience
Work history, roles, and key accomplishments
Analyst, Credit Portfolio Monitoring
Consolidated Bank Ghana Ltd.
Feb 2024 - Present (1 year 4 months)
Monitored performance of facilities to ensure adherence to loan covenants and conducted daily income assurance checks to curb income leakage. Identified early warning signals of credit deterioration, conducted regular analyses of credit exposures, and prepared reports on credit portfolio performance.
Analyst, Credit Portfolio Monitoring
Consolidated Bank Ghana Ltd.
Feb 2024 - Present (1 year 4 months)
Monitored performance of facilities to ensure adherence to loan covenants and conducted daily income assurance checks to curb income leakage. Identified early warning signals of credit deterioration and prepared regular reports on credit portfolio performance and risk trends.
Management Information Officer
National Investment Bank Ltd.
Oct 2019 - Feb 2024 (4 years 4 months)
Provided Management Information needs for the Credit Department and other Units, assisting credit team leaders in data tracking of loans and advances. Maintained records of relevant credit-related information, reconciled loan report schedules against General Ledger balances, and prepared the monthly loan book.
Loan Data Transformation Officer
National Investment Bank Ltd.
Oct 2021 - Apr 2022 (6 months)
Transformed data related to Loans, Overdrafts, Limits, Collateral, Collateral Rights, and Guarantees Portfolio for system migration (R21). Verified uploaded data post-upload and facilitated decisions on implementation of Arrangement Architecture, Overdraft, Guarantees, and Collateral into R21 of T24.
Portfolio Management & Recovery Officer
National Investment Bank Ltd.
Apr 2015 - Sep 2015 (5 months)
Monitored and followed up closely on delinquent clients, coordinating with branch credit officers to track overdue loan accounts and ensure repayments. Conducted visits to defaulting loan clients, arranged negotiations, and prepared monthly recoveries reports for management.
Field worker
Collation for Domestic Election Observers (CODEO)
Dec 2012 - Dec 2012 (0 months)
Collected data and incidences for the 2012 General Elections within the Asikuma-Odoben-Brakwa District. Prepared reports on collected data for onward submission to CODEO.
Management Information Officer
National Investment Bank Ltd.
Oct 2019 - Present (5 years 8 months)
Provided Management Information needs for the Credit Department and assisted credit team leaders in data tracking of loans and advances. Prepared the monthly loan book for the bank and submitted regulatory returns to the Bank of Ghana.
Loan Portfolio Analyst/Credit Analyst
National Investment Bank Ltd.
Oct 2015 - Sep 2019 (3 years 11 months)
Prepared and analyzed monthly loan reports, monitored Contingent Liabilities exposures for submission to the Bank of Ghana. Prepared Loan Portfolio Quality reports, manually commutated loan statements on write-off loans and advances, and appraised personal loan applications.
Loan Portfolio Analyst/Credit Analyst
National Investment Bank Ltd.
Oct 2015 - Present (9 years 8 months)
Prepared and analyzed monthly loan reports, monitored Contingent Liabilities exposures, and prepared Loan Portfolio Quality reports. Appraised personal loan applications and updated credit data of the bank to Credit Bureaus.
Portfolio Management & Recovery Officer
National Investment Bank Ltd.
Apr 2015 - Present (10 years 2 months)
Monitored and followed up closely on delinquent clients, coordinating with branch credit officers to track overdue loan accounts. Conducted visits to defaulting loan clients and prepared monthly recoveries reports for management.
Mathematics Tutor
Breman Asikuma Senior High School
Aug 2014 - Mar 2015 (7 months)
Developed and taught mathematics curriculum while providing academic counseling to students. Prepared students for higher education pathways in mathematics and performed other duties as deemed necessary by the school administration.
Mathematics Tutor
Breman Asikuma Senior High School
Aug 2014 - Present (10 years 10 months)
Developed and taught mathematics curriculum while providing academic counseling to students. Prepared students for higher education pathways in mathematics.
Mathematics Tutor (National Service)
Breman Asikuma Senior High School
Sep 2013 - Jul 2014 (10 months)
Developed and taught mathematics curriculum while providing academic counseling to students. Prepared students for higher education pathways in mathematics and performed other duties as deemed necessary by the school administration.
Mathematics Tutor (National Service)
Breman Asikuma Senior High School
Sep 2013 - Present (11 years 9 months)
Developed and taught mathematics curriculum while providing academic counseling to students. Prepared students for higher education pathways in mathematics.
Loan Data Transformation Officer
National Investment Bank Ltd.
Oct 2021 - Present (3 years 8 months)
Transformed data related to Loans, Overdrafts, Limits, Collateral, and Guarantees Portfolio for system migration (R21). Verified uploaded data post-upload and facilitated decisions on implementation of Arrangement Architecture into R21 of T24.
Field worker
Collation for Domestic Election Observers (CODEO)
Dec 2012 - Present (12 years 6 months)
Collected data and incidences for the 2012 General Elections within the Asikuma-Odoben-Brakwa District. Prepared reports on collected data for onward submission to CODEO.
Education
Degrees, certifications, and relevant coursework
Methodist University College Ghana
Master of Business Administration, Finance
Pursued a Master of Business Administration with a specialization in Finance. Gained advanced knowledge in financial management, investment analysis, and corporate finance.
University of Education, Winneba
BSc Mathematics, Mathematics
Completed a Bachelor of Science degree focusing on Mathematics. Developed strong analytical and problem-solving skills through comprehensive coursework.
St. Augustine’s College
West Africa Senior School Certificate Examination, General Studies
Obtained the West Africa Senior School Certificate Examination. Completed secondary education requirements.
Church of Christ Int. School
Basic Education Certificate Examination, General Studies
Completed the Basic Education Certificate Examination. Fulfilled basic education requirements.
University of Education, Winneba
Bachelor of Science, Mathematics
Acquired a Bachelor of Science degree with a focus on Mathematics. Studied various mathematical concepts, theories, and their applications.
St. Augustine’s College
High School Diploma
Obtained the West Africa Senior School Certificate Examination (WASSCE). Completed secondary education requirements, focusing on core academic subjects.
Church of Christ Int. School
Middle School Certificate
Received the Basic Education Certificate Examination (BECE). Completed foundational academic studies during the middle school years.
Tech stack
Software and tools used professionally
Availability
Location
Authorized to work in
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