Kapil Bansal

Independently underwrite and approve Mid-Market Corporate and SME credit facilities with delegated authority up to USD 30 million. Evaluate complex credit proposals across diverse industry sectors within Singapore market coverage.

Supported credit underwriting for Hong Kong and Macau portfolios and acted as designated underwriter for Logistics and Transportation sector within Singapore portfolio. Conducted detailed analysis of borrower financials, cash flow adequacy, repayment capacity, industry outlook, and risk mitigants.

Managed operational and credit servicing requirements for Large Corporate, Mid-Corporate, SME and Stressed Asset Group customers. Coordinated execution of loan documentation, disbursements, security creation and compliance monitoring.

Managed working capital portfolio of approximately INR 100 Crore. Responsible for renewal assessments, credit coordination and business development initiatives.

Led operational management across 13 branches spanning West Bengal, Bihar and Odisha. Ensured regulatory compliance, audit readiness and operational risk control.

Managed branch operations, controls, compliance and customer service functions. Delivered clean audit outcomes and maintained zero operational loss environment.

Worked in Finance at Visa Group of Companies.

Managed branch operations, controls, compliance and customer service functions. Participated in Citigold acquisition and customer upgrade initiatives.

Managed branch operations, controls, compliance and customer service functions. Drove operational excellence and strengthened branch control environment.

Worked as an Associate at Price Waterhouse.

Article Clerk at Bajoria & Associates.

Industrial Trainee at Bharti Airtel Limited.

Qualified as a Chartered Accountant, demonstrating expertise in accounting, auditing, and financial management.

Completed the Junior Associate of Indian Institute of Bankers (JAIIB) certification, covering banking and financial services.