Kamal Maharana
@kamalmaharana
I build scalable fintech backend platforms and high-throughput distributed microservices.
What I'm looking for
I've built and scaled fintech backend systems at Zype and Setu across NBFC lending, Account Aggregator, payments, and customer rewards. My work spans Python and Golang services that support high-volume, low-latency production workloads.
At Zype, I led a multi-NBFC migration across Loan, Payment, KYC, and Account services, including zero-downtime database migration and secure AWS VPC PrivateLink communication that improved latency by 20%. I also built a Golang Repayment Rewards Service serving 40,000+ users, improving on-time payment rates by 14% with 100% uptime and no production incidents since launch.
At Setu, I served as the primary backend engineer for an Account Aggregator platform processing 1M+ monthly consent-based data-fetch requests and integrating 16+ Financial Information Providers. I also built settlement, notification, eKYC, and merchant-verification systems that reduced manual operations and improved onboarding outcomes.
I've led small engineering teams from design through production, owned platform and database migrations end-to-end, and strengthened observability across distributed systems. Earlier at Quantiphi, I built AWS and GCP CI/CD and serverless automation workflows for Python applications.
Experience
Work history, roles, and key accomplishments
Software Development Engineer - 3 (SDE-3)
Zype
Jun 2025 - Present (1 year 2 months)
Led end-to-end multi-NBFC platform migration across 4 critical services, designed API Gateway, executed zero-downtime database migration, and built Repayment Rewards Service in Golang. Also designed UPI Rewards platform and led development of Loan Agreement Generation Service.
Software Developer Engineer
Setu
Jan 2022 - May 2025 (3 years 4 months)
Served as primary backend engineer for Account Aggregator platform, integrating 16+ FIPs and powering 1M+ monthly requests. Implemented monitoring, led Sahamati Proxy integration, built notification and settlement systems, and implemented bank API integrations.
Platform Engineer
Quantiphi
Feb 2021 - Jan 2022 (11 months)
Developed CI/CD pipelines on AWS and GCP, orchestrated AWS Lambda with Step Functions for IAM Security services, and automated workflows to enhance security reliability and reduce operational overhead.
Education
Degrees, certifications, and relevant coursework
Xavier Institute of Engineering
Bachelor of Engineering, Information Technology
2017 - 2021
Grade: 9.02 CGPA
Pursued a Bachelor of Engineering in Information Technology, achieving a CGPA of 9.02.
Tech stack
Software and tools used professionally
Availability
Location
Authorized to work in
Salary expectations
Job categories
Skills
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