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Elton AndrewEA
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Elton Andrew

@eltonandrew

I build high-throughput fintech and distributed systems that make payments faster, more reliable, and scalable.

India
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What I'm looking for

Senior backend engineer with 6+ years of fintech experience building high-volume, low-latency systems (UPI/payment flows, distributed transactions) using Node.js, TypeScript, NestJS, Go, and AWS. Looking for a senior backend or full-stack role, remote or Pune-based, at a fintech or high-growth startup where I can own core architecture.

I've built high-throughput fintech, payment, and distributed systems at InCred Money, Airpay, and Quloi, with a focus on Node.js, AWS, databases, and scalable architecture.

At InCred Money, I engineered dual queues for a multi-tenant bullion trading module, preventing partner rate-limit violations during bursts of 400 orders per minute. I also reduced API consumption by over 70% through price caching while supporting 6,100+ daily transactions.

At Airpay Financial Technologies, I reduced customer-facing API response times from five seconds to 10 milliseconds by adopting Go and redesigning monolithic APIs around cached single inputs. I also led a three-day migration of enterprise transaction logging from Azure Functions to AWS Lambda.

I've decomposed monoliths into microservices, improved deployment speed, built serverless products with Go and AWS, and delivered an AI-powered interactive portfolio designed to present technical work safely and dynamically.

Experience

Work history, roles, and key accomplishments

IM

Software Engineer II

InCred Money

Dec 2024 - Jul 2026 (1 year 7 months)

Engineered a dual-queue architecture to prevent partner rate-limit violations during peak order bursts on a multi-tenant Bullion trading module. Cut API consumption by over 70% via per-minute price caching, processing 6,100+ daily transactions across SIP batch windows, and refactored monolithic legacy services into independently scalable microservices.

Quloi Inc logoQI

Senior Software Developer

Quloi Inc

Jun 2024 - Dec 2024 (6 months)

Reduced main API load by approximately 40% and lowered infrastructure costs by introducing AWS Lambda verticals to isolate and offload infrequent background tasks. Stabilized a legacy omnichannel logistics platform by introducing a clean, layered architecture that established scalable patterns for future development.

Airpay Financial Technologies logoAT

Senior Software Engineer

Airpay Financial Technologies

Jul 2023 - Jun 2024 (11 months)

Slashed customer-facing API response times from 5 seconds to 10ms by adopting GoLang and breaking down monolithic APIs to cache single inputs. Led a rapid 3-day migration of the Global Enterprise transaction logging system from Azure Functions to AWS Lambda, improving debugging efficiency by 75%, and optimized async processing for sub-3-second response times across Airpay Yako and Wakala.

Airpay Payment Services logoAS

Software Developer

Airpay Payment Services

Aug 2020 - Jul 2023 (2 years 11 months)

Decomposed the Vyaapaar monolithic architecture into microservices, cutting build times by 88.75% and enabling parallelized deployments. Boosted API performance by 83% by offloading sync third-party calls to async cron jobs and Amazon SQS queues, led a 3-engineer team delivering a government-demo B2C MVP in 4 weeks, and cut frontend redundancy by 80% via a generic Laravel/Vue.js component library.

Education

Degrees, certifications, and relevant coursework

KC

K.P.B. Hinduja College of Commerce

Bachelor of Computer Applications, Computer Applications

Grade: A

Completed Bachelor of Computer Applications with Grade A in 2020.

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