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Justin Sheppard

@justinsheppard

Experienced consumer lending underwriter focused on accurate decisions and member-first service.

United States
Message

What I'm looking for

I’m looking to deepen my knowledge and strengthen my relationship with your financial institution—bringing my lending experience, member-focused service, and problem-solving approach to support confident lending decisions and smooth member experiences.

I’m a Consumer Lending Underwriter with 10 years of lending experience at Member One FCU / Virginia Credit Union, where I’ve focused on delivering strong outcomes through efficient problem solving and clear, member-first communication.

In my current role (07/2018 to present), I support sound lending decisions by navigating key lending systems, including Meridian Link lending program navigation, Symitar program navigation, Affinity Edge program navigation, and Temenos program navigation.

Before underwriting, I served as an MSR (02/2016 to 07/2018), providing professional financial services such as lending support, account opening/maintenance, and product knowledge. I also brought a service-and-accuracy mindset from prior roles including Floater at The Fresh Market and Pricing Specialist at Cash Converters, including maintaining inventory records and performing pricing research for correct resale values.

Experience

Work history, roles, and key accomplishments

CC

Pricing Specialist

Cash Converters

Mar 2012 - Sep 2014 (2 years 6 months)

Researched second-hand items for accurate resale pricing while maintaining inventory records.

Education

Degrees, certifications, and relevant coursework

VC

Virginia Western Community College

General Studies, General Studies

Completed general studies with coursework in business and accounting.

NS

Northside High School

High School Diploma, Accounting and Financial Courses

Graduated with a standard high school diploma and completed additional accounting/financial coursework.

Tech stack

Software and tools used professionally

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