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Jose Justicia

@josejusticia

COO at Prisma Payments, where I launched card issuing and transformed core banking operations.

Spain
Message

At Prisma Payments EP SA, I’m the COO of a regulated financial institution, coordinating Operations, Technology, Product, Compliance, Risk, Treasury and Payments. I designed and implemented the company’s operating model, KPI/SLA framework and governance cadence.

I led Prisma’s card launch, coordinating implementation with internal stakeholders, Visa and card processor TRIBE. I also built the card issuing capability from the ground up, including the operational, compliance, technology and customer-support infrastructure.

At Prisma Payments, I led a core banking platform transformation while maintaining business continuity. I also designed the enterprise data platform and data lake, bringing operational, client and compliance data into a shared analytics environment.

Previously, at Itaú, I led payment operations transformation that reduced processing times by 89.5%, and implemented Freshdesk for customer service. At BBVA, I progressed through five promotions and led branch strategy and commercial planning, delivering 30% profit growth in two years.

Experience

Work history, roles, and key accomplishments

PS
Current

Chief Operating Officer

Prisma Payments EP SA

Feb 2023 - Present (3 years 8 months)

Full ownership of operations, technology, compliance, and product strategy for a regulated EMI. Led core banking migration, card program launches, and implementation of KPI and governance frameworks.

Education

Degrees, certifications, and relevant coursework

INSEAD logoIN

INSEAD

FinTech: Blockchain, Payments & Lending, FinTech

2021 - 2021

Completed a course in FinTech covering blockchain, payments, and lending.

BS

Brown University / IE Business School

Executive MBA, Business Administration

2018 - 2020

Executive MBA program completed at Brown University and IE Business School.

Universidad Carlos III de Madrid logoUM

Universidad Carlos III de Madrid

BSc Economics, Economics

1997 - 2001

Bachelor of Science in Economics from Universidad Carlos III de Madrid.

Tech stack

Software and tools used professionally

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