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jitender kumar

@jitenderkumar3

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I lead cash management and payments products for tier-1 banking clients.

India

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What I'm looking for

I'm looking to lead banking, payments, cash management or liquidity products, owning strategy through delivery while partnering with clients, stakeholders and engineering teams. I value Agile collaboration, continuous improvement and practical AI-enabled workflow automation.

I own delivery for Tieto’s Cash Management and Payment product used by tier-1 banking clients, taking products from vision and creation through rollout and delivery.

I build roadmaps, prioritize backlogs, define requirements and delivery approaches, and partner with engineering teams on feasibility, scope and high-quality releases. My domain work spans cash and liquidity management, virtual accounts, virtual branch, cash concentration and notional pooling.

Before becoming a Product Owner, I delivered end-to-end cash management and payment implementations at Tieto Fintech, producing BRDs and FRDs, supporting multi-country rollouts, and working with clients, sales teams and cross-functional stakeholders.

I bring 15+ years across product ownership, business analysis and software testing, including experience with SWIFT, SEPA, ISO payment messages, Agile delivery, SQL, Oracle and DB2. I also use Microsoft Copilot, ChatGPT and custom AI agents to improve product workflows, analysis and information retrieval.

Experience

Work history, roles, and key accomplishments

Current

Product Owner

Current

Tieto Fintech India Pvt. Ltd.

Aug 2021 - Present (5 years 1 month)

Owns product delivery for Tieto's Cash Management and Payment product used by tier-1 banking clients. Develops comprehensive product roadmaps and manages product backlog prioritization.

Product Ownership Product Roadmapping Product Backlog Management Requirements Management Release planning Risk Management Agile Scrum Stakeholder Management Cash Management Liquidity Management Notional Pooling Swift SEPA ISO 20022 Payment Messaging Microsoft Copilot ChatGpt Workflow Automation

Business Analyst

Tieto Fintech India Pvt. Ltd.

Jan 2017 - Jul 2021 (4 years 6 months)

Worked on end-to-end product implementation of Tietoevry's Cash Management and Payment product for tier-1 banking clients. Prepared Business Requirement Documents and Functional Requirement Documents for new bank implementations.

Business Analysis Requirements Management Stakeholder Management Sales Support Technical Presentations DB2 Oracle SQL Regression Testing UAT Onboarding Training

Consultant

Capgemini India Pvt. Ltd.

Sep 2016 - Jan 2017 (4 months)

Developed comprehensive test plans and workforce breakdown structures for complete systems. Provided technical advice to improve engineering and software quality practices.

Test Planning Test Strategy Resource Scheduling Regression Testing Manual Testing Stakeholder Engagement

Senior Test Engineer

Cybage Software Pvt. Ltd.

Sep 2013 - Sep 2016 (3 years)

Defined and tracked test results, defect counts and performance discrepancies. Translated product requirements and designs into workable test scenarios while verifying adherence to standards.

Test Case Creation Test Scripts Quality Audits Regression Testing Training Manual Testing

Testing Executive

Infosys Technologies India

Sep 2010 - Sep 2013 (3 years)

Coordinated with software developers to evaluate technology tools, alternative processes and designs to improve functionality and quality. Created test cases and test scripts to support cohesive product development and testing.

Test Case Creation Test Scripts Quality Engineering Manual Testing