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Jennifer Brooks

@jenniferbrooks1

I adjudicate residential mortgages and manage lending risk for complex borrowers.

Canada
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What I'm looking for

I'm looking to apply my residential mortgage lending, credit adjudication, risk assessment and compliance experience to complex borrower files, sound lending decisions and high-quality client outcomes.

At RBC and BMO, I've assessed residential mortgage and consumer lending applications, independently making credit decisions within delegated authority of up to $450,000 for mortgages and $75,000 for personal lending.

Across 20+ years in financial services, I've reviewed income, credit, debt servicing, documentation and affordability for salaried, self-employed and complex borrowers. I also prepare exception files for centralized review, resolve outstanding conditions, and maintain KYC/AML, compliance and documentation standards.

Experience

Work history, roles, and key accomplishments

Royal Bank of Canada logoRC

Banking Advisor / Financial Advisor

Mar 2018 - Oct 2025 (7 years 7 months)

Assessed and adjudicated residential mortgage, personal lending, and credit applications, holding delegated lending authority up to $450,000 for mortgages and $75,000 for personal lending. Reviewed income documentation, credit bureau information, and debt-servicing capacity, and managed applications through the lending process while ensuring compliance with credit, KYC/AML, and documentation stand

Education

Degrees, certifications, and relevant coursework

George Brown College logoGC

George Brown College

Diploma, Business Administration

1987 - 1989

Diploma in Business Administration with a focus on Marketing from George Brown College.

Tech stack

Software and tools used professionally

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