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Jacob Kipkurui

@jacobkipkurui

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Java backend and frontend developer specializing in fintech credit-scoring automation.

Kenya

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What I'm looking for

I seek roles in fintech or enterprise engineering where I can lead backend/frontend development, build scalable credit and loan systems, integrate APIs, and drive automation and security improvements in a growth-oriented team.

I am a Java backend and frontend developer with extensive experience building fintech and enterprise systems that scale. At Equity Bank Kenya I led the development of a credit-scoring system that enabled instant credit decisions for over 500,000 customers and dramatically reduced loan processing time.

My work automates decisioning, integrates third-party APIs (Finacle, Way4, CRB), and improves approval accuracy while reducing manual errors and fraud. I have built customer portals, school management systems, and ERP solutions that improved operational efficiency and user satisfaction.

I focus on reliable, secure architectures using Spring Boot, microservices, Docker, Kubernetes, and cloud DevOps practices. I thrive on transforming complex business problems into practical, maintainable technical solutions.

Experience

Work history, roles, and key accomplishments

Current

Java Backend and Frontend Developer

Current

Equity Bank Group Holdings

Sep 2023 - Present (2 years 3 months)

Led design and implementation of automated loan credit-scoring and decisioning systems that reduced loan processing time from 2–3 days to under 5 minutes for over 500,000 customers, increased approval rates by 75%, and cut manual errors by 40%.

Java Spring Boot Microservices Credit Scoring Fraud Detection SQL Kubernetes Docker

Java Backend and Frontend Developer

Azenia Technology Limited

Sep 2021 - Sep 2023 (2 years)

Developed a customer care portal and integrated third‑party banking APIs (Finacle, Way4, CRB) to streamline loan support and improve service delivery and operational efficiency.

Java React API Integration Finacle Way4 SQL JavaScript Spring Boot

Java Backend Developer

WhiteBim East Africa Limited

Feb 2017 - Jun 2021 (4 years 4 months)

Built scalable school management and ERP systems that streamlined administrative processes, reduced manual data‑entry errors, and improved operational efficiency for educational institutions and enterprises.