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HARSHA VARDHAN MBHM
Open to opportunities

HARSHA VARDHAN MB

@harshavardhanmb

I build resilient, high-throughput payment infrastructure for central banks and Tier-1 institutions.

Ireland
Message

What I'm looking for

I'm open to product management opportunities in Ireland or remote across Europe, focused on payments infrastructure, platform scale, regulatory delivery, and resilient real-time payment systems.

At ACI Worldwide, I own MCAS, the core payment processing engine in the Universal Payments Framework, supporting cards and real-time payment rails for central banks and Tier-1 institutions. I lead its evolution toward event-driven payment choreography and contributed to ACI Connetic, a unified platform for account-to-account, merchant, biller and card payments.

I turn scheme, regulatory and distributed-systems constraints into product decisions that hold under production volume. I’ve doubled verified throughput from 2,000 to 4,000 TPS, opened cloud-native deployment as a route to market, delivered national payment infrastructure to fixed regulatory deadlines, and previously built automation that cut release testing from two weeks to one day.

Experience

Work history, roles, and key accomplishments

ACI Worldwide logoAW
Current

Senior Product Owner / Product Manager

Jul 2025 - Present (1 year 2 months)

Owns product for MCAS, the core payment processing engine in ACI's Universal Payments Framework, and leads the remodelling from payment orchestration to choreography. Delivered UPF's contribution to ACI Connetic and doubled verified throughput to 4,000 TPS.

ACI Worldwide logoAW

Product Owner — Payments Platform

Nov 2021 - Jun 2025 (3 years 7 months)

Owned the backlog for three teams in parallel, ran customer discovery that led to cloud-agnostic architecture, and resolved critical production issues. Delivered national payment infrastructure for Qatar Central Bank and drove throughput from ~1,000 to 2,000 TPS.

Education

Degrees, certifications, and relevant coursework

AH

Aha!

Professional Certificate, Product Management

2024 - 2024

Completed the Aha! Product Management Professional Certificate in 2024.

Scrum Alliance logoSA

Scrum Alliance

Certified Scrum Product Owner, Scrum

2021 - 2021

Earned the Certified Scrum Product Owner certification in 2021.

Scrum Alliance logoSA

Scrum Alliance

Certified ScrumMaster, Scrum

2021 - 2021

Earned the Certified ScrumMaster certification in 2021.

R.V. College of Engineering logoRE

R.V. College of Engineering

Bachelor of Engineering, Information Science

2015 - 2018

Grade: Distinction

Activities and societies: RV Coding Club, Student Placement Co-ordinator, NCC(Army).

Bachelor of Engineering in Information Science, graduated in 2018.

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