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Hamadzi Haruperi

@hamadziharuperi

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I assess lending affordability, manage financial risk, and build client solutions at HSBC.

United Kingdom

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What I'm looking for

I’m looking to transition into leveraged finance, applying my lending, affordability assessment, and risk-control experience alongside my grounding in corporate finance and accounting. I’m particularly interested in private markets, capital structures, and credit risk.

At HSBC UK, I deliver structured financial reviews, assess unsecured lending affordability, and manage customer cases through suitability, KYC/AML/CDD, and FCA control requirements.

I identify risk indicators, present evidence-based lending exceptions to credit teams, and develop sustainable solutions such as debt consolidation. I have also generated a £1m+ wealth referral pipeline and coordinate business-banking handovers to maintain momentum for customers.

As a regional Digital Expert, I coach 120+ colleagues on mobile banking adoption, produce customer insight reporting, and share product feedback from customer journeys and pre-release testing. I’m building on my grounding in corporate finance and accounting to move into leveraged finance, private markets, capital structures, and credit risk.

Experience

Work history, roles, and key accomplishments

Current

Digital Expert (Parallel Responsibility)

Current

HSBC UK

Nov 2025 - Present (9 months)

Appointed as a regional digital lead, coaching 120+ colleagues on digital adoption and customer experience improvements. Produced performance and customer insight reporting to support service improvements across the South-West region.

Digital Adoption Coaching Customer Experience performance reporting Stakeholder Management

Current

Universal Banker

Current

HSBC UK

Jan 2025 - Present (1 year 7 months)

Delivered structured financial reviews and supported unsecured lending decisions, assessing affordability and managing lending exceptions. Generated a £1m+ wealth referral pipeline and completed KYC/AML/CDD checks in line with FCA requirements.

Affordability Assessment Lending Suitability Liability Restructuring Stakeholder Coordination

Sales & Marketing Associate

Smart Lifestyle

Jan 2021 - Dec 2021 (11 months)

Led sales strategy and new client acquisition, building a sustainable commercial pipeline during post-COVID recovery. Conducted market and competitor analysis, contributing to a 10% increase in quarterly revenue.

Sales Strategy Client Acquisition Market Analysis Competitive Analysis Contract Negotiation

Education

Degrees, certifications, and relevant coursework

London Institute of Banking & Finance

Certificate, Retail & Digital Banking

2026 -

Pursuing the Certificate in Retail & Digital Banking (CertRDB), expected to complete in August 2026.

University of Exeter

Bachelor of Science, Business Studies

2021 - 2024

Activities and societies: Awarded the Global Excellence Scholarship.

BSc (Hons) Business Studies from the University of Exeter, with relevant modules in financial and management accounting, business finance, corporate law, futures and options, operations management, and UK taxation.