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habeeb sk

@habeebsk

Principal Product Manager at Visa shaping B2B billing strategy and reducing defects by 80%.

India
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At Visa Inc., I define product vision and multi-year strategy for a B2B billing platform, aligning its roadmap with company goals and enabling $600B+ in annual transaction volume.

I’ve driven user research and customer discovery for API orchestration layers. By defining and tracking enterprise billing KPIs, I helped reduce defects by 80% through data-driven iterations.

Earlier, across Visa Inc., Altimetrik, and Pramati, I built and led a Quality Engineering team that delivered 99.99% uptime for mission-critical payment integrations. I also partnered with engineering and PSP partners to integrate payment solutions and extend platform capabilities.

My work includes patents for a gesture-controlled payment instrument and operation of a remote POS terminal, along with payment data sharing and smart payments concepts. I’m a Certified Scrum Product Owner and have completed AI and executive education in product management.

Experience

Work history, roles, and key accomplishments

Education

Degrees, certifications, and relevant coursework

Sri Venkateswara University logoSU

Sri Venkateswara University

B.Tech, Electronics and Communication Engineering

2004 - 2008

B.Tech in Electronics and Communication Engineering from Sri Venkateswara University, completed in 2008.

Scrum Alliance logoSA

Scrum Alliance

Certified Scrum Product Owner (CSPO), Product Management

Certified Scrum Product Owner (CSPO) certification from Scrum Alliance.

PF

Product Faculty

AI Product Management, Product Management

AI Product Management certification from Product Faculty.

ISB Executive Education logoIE

ISB Executive Education

Product Management, Product Management

Product Management certification from ISB Executive Education.

Tech stack

Software and tools used professionally

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