Open to opportunities

Giulia Crismaru

@giuliacrismaru

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KYC/AML specialist ensuring regulatory compliance and diligent client due diligence.

Romania

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What I'm looking for

I seek a full-time compliance or KYC/AML role with growth, cross-jurisdiction exposure, collaborative culture, and opportunities to deepen AML and transaction monitoring expertise.

I am a dedicated KYC and AML specialist with progressive experience across fintech and banking, focused on client verification, ongoing monitoring, and transaction analysis to ensure regulatory compliance. I have managed both natural person and legal entity portfolios for multiple jurisdictions, performed enhanced due diligence, and supported remediation and onboarding projects.

My background includes roles at Paysera Romania, Ayvens, Toluna and UniCredit Services, where I improved portfolio handling, received formal KYC certification, and was recognized for high-quality performance. I am a continuous learner, teamwork-oriented, and proficient with tools like Microsoft Office, Jira and Salesforce.

Experience

Work history, roles, and key accomplishments

Current

Due Diligence Specialist

Current

Paysera Romania

Nov 2024 - Present (1 year 3 months)

Ensure KYC/AML compliance by verifying client documentation, performing ongoing due diligence for natural persons and legal entities (Romania, Latvia), and conducting AML transaction monitoring and sanctions screening.

KYC AML Transaction Monitoring Due Diligence Risk Assessment Regulatory Compliance

KYC Analyst

Ayvens

Apr 2023 - Nov 2024 (1 year 7 months)

Verified customer identities and KYC profiles for individuals and corporate clients, supported UK portfolio remediation and onboarding, and performed enhanced due diligence on Turkish legal-entity portfolios.

KYC Onboarding remediation Ownership Structure Analysis Documentation Review

Credit Controller

Toluna Romania

Sep 2022 - Mar 2023 (6 months)

Managed debt collection and credit evaluations across regional portfolios (Germany, Dubai, UK), processed invoices, maintained sales ledger, and resolved issues with outdated invoices to improve collections.

Credit Control Debt Collection Invoicing Account Reconciliation Portfolio Management

Financial Accounting Officer

UniCredit Services Scpa

Sep 2020 - May 2022 (1 year 8 months)

Handled PEP and financial-crime alerts and performed CDD/EDD as a KYC Specialist, verifying customer identities, assessing risks, and maintaining compliant KYC records for audit readiness.

PEP Screening CDD EDD EDD KYC Risk Assessment Record keeping Regulatory Compliance

Education

Degrees, certifications, and relevant coursework

University of Bucharest, Faculty of Geography

Master Degree, Management of Tourist Resources and Activities

2019 - 2021

Activities and societies: Internship at Amadeus (Amadeus Basic, Travel Industry Fundamentals)

Completed a Master's degree in Management of Tourist Resources and Activities and completed an internship with Amadeus covering Amadeus Basic and Travel Industry Fundamentals.

University of Bucharest, Faculty of Geography

Bachelor Degree, Tourism Geography

2016 - 2019

Activities and societies: Three faculty internships; practical application on the Sinaia–Buşteni route

Earned a Bachelor's degree in Geography with a specialization in Tourism Geography and completed multiple internships including practical fieldwork on the Sinaia–Buşteni route.