Open to opportunities

Delia Dascalu

@deliadascalu

Message

I am an experienced Compliance and Fraud Prevention Specialist focused on KYC and AML.

Romania

Message

What I'm looking for

I seek a compliance role in fintech or corporate that leverages KYC/AML and crypto investigations, allows me to lead programs, improve controls, and train teams while engaging with regulators and driving risk-based decisions.

I am an ACAMS-certified compliance professional with extensive hands-on experience in KYC, AML, transaction monitoring, cryptocurrency investigations and e-commerce fraud prevention. I have worked across fintech and corporate environments, drafting internal policies, implementing controls and delivering training to reduce compliance risk and enable efficient onboarding.

I have led compliance and fraud teams, managed regulatory communications, and performed complex due diligence and beneficial ownership analysis. I combine strong analytical skills in Excel and Power BI with practical experience in sanctions/PEP screening, chargeback workflows and suspicious activity reporting to drive risk-based decisions and operational improvements.

Experience

Work history, roles, and key accomplishments

Current

Senior Compliance Specialist

Current

Ebury Partners

Sep 2023 - Present (1 year 11 months)

Conducted end-to-end client onboarding and KYC/KYB reviews, performing SDD/CDD/EDD and sanctions/PEP screening to reduce compliance risk and enable timely account activation.

KYB Risk Assessment Transaction Monitoring Training Delivery KYC AML

Compliance and Fraud Prevention Lead

Capital Financial Services SA

Dec 2021 - May 2023 (1 year 5 months)

Led prevention and detection of internal and external fraud, drafted AML/CTF policies and workflows, and managed regulatory reporting and communications with national authorities.

AML CFT Fraud Prevention Transaction Monitoring Internal Controls Regulatory Reporting Training

Senior Risk Analyst

Molson Coors GBS

Jun 2019 - Dec 2021 (2 years 6 months)

Managed credit risk and sales order holds, produced reporting on blocked orders and aging, and implemented process improvements to accelerate collections and reconcile customer accounts.

Credit Risk Analysis Collections Reporting Process Improvement Salesforce Financial Reporting

E-commerce Fraud Prevention Specialist

HP Inc.

Sep 2016 - May 2019 (2 years 8 months)

Reviewed EMEA online orders and applied risk decision models for card and PayPal transactions to detect payment fraud, manage chargebacks, and recommend countermeasures to sales teams.

Fraud Analysis Chargebacks Payment Risk Models Power BI Excel Fraud Prevention

Chargebacks and Refunds Specialist

Avangate SRL

Jul 2014 - Aug 2016 (2 years 1 month)

Managed chargeback dispute resolution and refunds processing, supported end-users and partners, and reconciled daily petty cash and accounts payable using Netsuite.

Chargebacks Dispute Resolution NetSuite Accounts Payable Customer Support Payments

Education

Degrees, certifications, and relevant coursework

Bucharest University of Economic Studies

Master's Degree, Management of International Financial Risk

Master's degree in Management of International Financial Risk from the Bucharest University of Economic Studies.

Bucharest University of Economic Studies

Bachelor of Business Administration, Business Administration

Bachelor of Business Administration (taught in English) from the Bucharest University of Economic Studies.

ACAMS

Certified Anti-Money Laundering Specialist (CAMS), Anti-Money Laundering

Certified Anti-Money Laundering Specialist (CAMS) certification from ACAMS.

Romanian Banking Institute

Professional Certificates in Compliance and AML, Compliance / Anti-Money Laundering

Completed multiple compliance and AML professional courses at the Romanian Banking Institute, including Compliance Officer, customer due diligence, online money laundering, and fraud risk management.