
Gil Pacheco
@gilpacheco
I deliver multi-market lending and credit origination implementations.
What I'm looking for
At TORQUE ITS, I lead multi-market credit origination and credit proposal implementations for Toyota Financial Services, covering POS and digital customer journeys from requirements and configuration through UAT, training and post-go-live adoption.
I've also led functional teams at Capgemini and delivered banking automation with IBM BPM at KPMG, alongside automotive finance and ERP implementations. I bridge customers, business stakeholders and technical teams across international delivery environments.
Experience
Work history, roles, and key accomplishments
Senior Functional Analyst
TORQUE ITS
Jun 2022 - Present (4 years 3 months)
Lead multi-market implementations of credit origination and credit proposal solutions for Toyota Financial Services, facilitating workshops, configuring systems, and supporting testing and training.
Led functional teams and coordinated delivery activities across customer projects, ensuring quality, productivity, and timely execution. Managed stakeholder communication and provided recommendations on IT improvements.
Implemented IBM BPM to automate foreign currency auction processes for a major Angolan bank, leading workshops, preparing UAT plans, and delivering user training.
Functional Analyst
VTXRM
Oct 2016 - Aug 2018 (1 year 10 months)
Implemented Accipiens contract management solutions for Volkswagen Financial Services markets, facilitating workshops, preparing specifications, and supporting testing and training.
Implemented AGRESSO/CODA ERP financial modules, supporting finance transformation and system adoption. Ran customer workshops and prepared requirements, testing plans, and status reports.
Education
Degrees, certifications, and relevant coursework
ISEG - Lisbon School of Economics & Management
Postgraduate Degree, Real Estate Management & Valuation
Postgraduate degree in Real Estate Management & Valuation from ISEG - Lisbon School of Economics & Management, completed in 2022.
Iscte Business School
Bachelor of Business Administration, Business Administration
Bachelor of Business Administration from Iscte Business School, completed in 2014.
Tech stack
Software and tools used professionally
Availability
Location
Authorized to work in
Salary expectations
Social media
Job categories
Skills
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