Ghita User

As a Financial Project Manager, I identified growth opportunities to enhance profitability and strategic positioning. I conducted feasibility studies and built financial models to assess project viability while developing financing strategies using predictive analytics for sustainable financial planning.

In my role as a Large Cap Credit Risk Analyst, I processed credit applications and acted as a liaison between front offices and the Risk Department. I collected and analyzed financial data, prepared rating proposals, and monitored portfolio commitments for risk management.

In my position as a Corporate Finance Analyst, I executed internal control missions, streamlined risk mapping, and designed COSO-compliant control frameworks. I performed valuations using DCF, market comparables, and asset-based methods to enhance audit efficiency.

As an Operational Risk and Internal Control Analyst, I conducted internal control missions, identified deficiencies, and provided recommendations to ensure compliance with regulations. I recorded control results and implemented procedures based on recommendations.

Completed the MSc - Grande Ecole Program in Corporate Finance, focusing on advanced financial analysis, corporate finance strategies, and risk management.

Earned a BSc in Mathematics, emphasizing analytical skills and quantitative methods applicable in finance and risk assessment.

Achieved a High School Diploma with a focus on Science Major, particularly in Mathematics, laying the foundation for further studies in finance and analytics.