At Allianz Trade, I contributed to testing an AI-based grading model, identifying anomalies and gaps with strategic objectives and suggesting improvements to default-risk factor weights. I also analyzed fraud prediction model performance across countries before its launch.
As a Management Controller at Auto Hall, I optimized sales margins during special offers and reduced treasury cycle risks by implementing cash-desk procedures and resolving a pending bank reconciliation balance. I also created commercial performance dashboards and automated client account analysis.
At AttijariWafa Bank, my master thesis focused on credit-risk decision-making support for newly created SMEs and self-employed entrepreneurs. I identified qualitative variables linked to bankruptcy risk through benchmarking startup rating agencies.

