Georgiy Kovachev

I’m a Technical Product/Program Manager with 7+ years of experience in fintech, payment systems, and technically complex digital products. I specialize in payment infrastructure, API integrations, transaction processing, and cross-functional delivery of complex technical solutions.

In 2025–2026, as a Wildberries Product Owner [Fintech], I launched and developed WBWallet/WBPay “from scratch,” defining product strategy, roadmap, and metrics, then leading full product lifecycle from concept to public release. I supported product growth by expanding user scenarios and product features.

In 2024–2025, I owned payment infrastructure as a Technical Product Manager [Fintech], integrating with acquiring banks across Russia, CIS, and international markets. I led full integration lifecycle (onboarding new banks, supporting and expanding payment scenarios) and improved payment traffic stability, routing logic, and transaction resilience—launching 15 new acquiring bank integrations across 7 countries and migrating 10+ acquiring partners during a legal entity transition.

Earlier, I delivered payment product and integration work at CloudPayments (2023–2024), including launching TinkoffPay and increasing payment conversion by 5%. From 2020–2023, I managed payment gateway integrations end-to-end, supported ApplePay/GooglePay and alternative payment integrations, and ensured compliance with PCIDSS and regulatory requirements.