Frances Qian
@francesqian
Product strategy and data science leader shaping growth and risk for mobile payments and insurance.
United StatesWhat I'm looking for
I’ve built growth & risk product strategy at Ant Group, owning the product roadmap, user outreach strategy, and user lifecycle work across Insurance and Consumer Lending (BNPL) on Alipay.
Before that, I worked at Chubb as a Senior Data Scientist in Global Risk Management & Digital Marketing, applying alternative data research, risk engineering, risk segmentation, and price optimization, alongside marketing analytics.
I’ve also done part-time research as a Research Scientist at The George Washington University, co-authoring an AI/ML paper with the GWU Data Science Program professor for Springer, London—Neural Computing and Applications.
Experience
Work history, roles, and key accomplishments
Advanced Product Management Program
Jun 2026 - Present (2 months)
Participated in an advanced product management program at Stanford University School of Engineering.
Travel
Career Break
May 2026 - Jun 2026 (1 month)
Traveling and Immersive French learning
Responsibility: product roadmap, user outreach strategy, user lifecycle (acquisition & retention)
Lines of business: Insurance, Consumer Lending (BNPL)
Expertise: Traditional ML, Generative AI, Agentic AI
Alipay is one of the largest global mobile payment platforms in the world. Established in China in 2004 as a subsidiary of the Alibaba Group, Alipay functions primarily as a payment service pro
Published a paper as co-author on AI/ML topic, with GWU Data Science Program Professor, on Springer, London - Neural Computing and Applications
Senior Data Scientist, Global Risk Management & Digital Marketing
Jun 2020 - Apr 2024 (3 years 10 months)
Alternative Data Research, Risk Engineering, Risk Segmentation, Price Optimization;
Marketing Analytics
Data Science Intern, Economic and Risk Analysis
Jan 2020 - May 2020 (4 months)
Econometric Analysis, Information extraction, etc
Digital Marketing Analytics - customer behavior, user experience, ads targeting, campaign tailor
Education
Degrees, certifications, and relevant coursework
Indiana University Bloomington
Bachelor’s Degree, Applied Mathematics
The George Washington University
Master of Science, Data Science
2018 - 2020
Dean's Fellowship Award.
The George Washington University
Master of Science - MS, Data Science
2018 - 2020
Dean's Fellowship Award
Tech stack
Software and tools used professionally
Availability
Location
United StatesAuthorized to work in
Job categories
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