Elvia Rosales
@elviarosales
Licensed liability determination adjuster specializing in end-to-end auto claims and quality QA.
What I'm looking for
I’m a service-minded, licensed liability determination adjuster with a strong focus on end to end claim handling for auto losses, especially when liability is unclear. I bring a meticulous, detail-oriented approach to quality assurance, claims investigations, and documentation in a virtual environment.
In my adjuster roles at Allstate Insurance, I investigate liability disputes and coverage concerns by gathering recorded statements from insureds, claimants, and witnesses and evaluating evidence such as photos, video, and police reports. I make and support final liability decisions, then communicate outcomes professionally to all parties using phone and state guideline denial letters when needed.
I also handle subrogation workflows by reviewing Third Party Carrier Subrogation demands, making necessary corrections, issuing partial denial letters based on demand audits, and updating information in E- Subro Hub. I review coverage and policy wording for situations like unlisted drivers or potential Ride for Hire involvement.
Before adjusting, I built deep quality and process experience through Claims Experience Specialist and Quality Reviewer roles, where I achieved and sustained 6.33 receipts (claims) per hour and averaged 11-12 reviews per day. I provided Culture of Coaching feedback, completed targeted vendor and business unit reviews, and collaborated on process job aid improvements through test and learn activities.
Experience
Work history, roles, and key accomplishments
Handled end-to-end auto liability determination for unclear liability losses, conducting investigations and documenting findings to support final decisions. Communicated professionally with customers in a virtual claims environment.
Investigated liability disputes and coverage concerns for clear-liability auto claims, gathering recorded statements and reviewing evidence such as photos, video, and police reports to support final liability decisions. Issued full or partial denial letters, managed subrogation demand audits with updates to E-Subro Hub, and coordinated coverage decision communications with policyholders and third
Prepared and logged attorney demands for payment with due-date accuracy using state-specific guidelines. Sustained 6.33 receipts (claims) per hour by collaborating with adjusters to ensure data entry accuracy and adherence to standard processes.
Completed monthly quality reviews for front-line employees to ensure compliance and a strong customer experience, providing and escalating recommendations for job-aid and process improvements. Maintained an average of 11–12 reviews per day while participating in test-and-learn activities to improve measurement methods and initiatives.
Used Culture of Coaching to provide feedback on quality observations and drive continuous improvement among front-line employees. Produced quality trend analysis and recommended supplemental training, while facilitating huddles and problem-solving sessions to remove barriers and improve processes.
Assisted customers in a fast-paced environment with filing and processing new auto claims, researching and resolving customer concerns with time-management and soft skills. Adapted and implemented unexpected process changes to maintain service quality.
Education
Degrees, certifications, and relevant coursework
Elvia hasn't added their education
Don't worry, there are 90k+ talented remote workers on Himalayas
Availability
Location
Authorized to work in
Job categories
Skills
Interested in hiring Elvia?
You can contact Elvia and 90k+ other talented remote workers on Himalayas.
Message ElviaFind your dream job
Sign up now and join over 100,000 remote workers who receive personalized job alerts, curated job matches, and more for free!
