Durva Chalak

I am a dedicated finance professional with over two years of experience specializing in financial analysis, credit appraisal, and risk mitigation. Currently, I serve as a Credit Manager at ICICI Bank, where I analyze retail loan applications, manage diverse client portfolios, and strengthen client relationships through thorough credit reviews and effective cross-selling strategies. My expertise lies in preparing detailed Credit Monitoring Arrangement (CMA) reports that evaluate clients' financial health and forecast cash flows, ensuring timely and efficient loan approvals.

As a Chartered Accountant, I have a strong focus on financial analysis, modeling, credit management, and taxation. I excel in collaborating with compliance and legal teams to ensure adherence to regulatory requirements while appraising credit proposals and scrutinizing relevant documents before sanctioning credit. My proactive approach in designing and implementing systems and procedures has facilitated critical decision-making processes, ultimately contributing to organizational success.