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Dhhruv Bhalla

@dhhruvbhalla

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I build data-driven strategy, automation, and risk solutions across insurance, finance, and consumer products.

India

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What I'm looking for

I'm looking to apply my experience in strategy, analytics, automation, and growth to solve complex business problems and build measurable products, processes, and customer outcomes.

I've led regulatory model transformation and reporting automation at EY India for portfolios worth $2 billion, helping teams meet IFRS and US GAAP requirements with zero audit exceptions.

I designed SOPs, live dashboards, and automated reporting workflows that saved 30+ hours and $30k per reporting cycle while giving senior stakeholders a single source of truth for risk and accuracy metrics.

At Milliman, I delivered IFRS and US GAAP reporting for annuity portfolios, improved reporting accuracy by 20%, and built validation, traceability, scenario, and stress-testing frameworks.

I'm also building growth and AI automation concepts, from a Zomato nutrition assistant to consumer retention strategies for Instamart and go-to-market work for Plum Insurance.

Experience

Work history, roles, and key accomplishments

Senior Actuarial Consultant

EY India

Jan 2021 - Dec 2024 (3 years 11 months)

Spearheaded regulatory model transformation for IFRS/US GAAP across multiple business units, enabling compliance for portfolios worth $2 bn. Designed SOPs and automated reporting workflows, saving 30+ hours and $30k per reporting cycle.

IFRS US GAAP Regulatory Reporting Automation Power BI Excel Stakeholder Management

Actuarial Associate

Milliman

Jan 2018 - Dec 2021 (3 years 11 months)

Delivered IFRS/US GAAP reporting for annuity portfolios; improved reporting accuracy by 20% through streamlined SOPs. Enhanced audit readiness by creating validation and traceability workflows, reducing audit turnaround time by 15%.

IFRS US GAAP Annuities Reporting SOPs Validation Traceability scenario analysis Risk Management

Business Development Associate

Mudraksh & McShaw

Jan 2018 - Dec 2018 (11 months)

Built CRM and onboarding systems from scratch for an early-stage AIF, directly supporting a 3× scale-up in 6 months. Owned end-to-end business development: built pitch materials, sourced leads, ran demos and closed pilot commitments.

CRM Onboarding Business Development Pitch Materials Lead Generation Demos Pilot

Education

Degrees, certifications, and relevant coursework

Mesa School of Business

Post Graduate Program, Startup Leadership

2024 - 2025

Grade: 3.6 CGPA

Activities and societies: Strategy Consultant for Plum Insurance, Pant Project, and Instamart; developed go-to-market strategies, optimized channel revenue mix, and designed retention and loyalty strategies.

Pursued a PGP in Startup Leadership with a focus on Excel, Power BI, Statistics, and Finance Strategy, achieving a 3.6 CGPA and ranking in the top 5% of the class.