Derrick Muhire
@derrickmuhire
Credit Analyst with 5+ years assessing risk and underwriting corporate lending decisions.
RwandaWhat I'm looking for
I’m a detail-oriented, results-driven Credit Analyst with over 5 years of experience assessing financial risk, evaluating creditworthiness, and supporting informed lending decisions. I analyze financial statements, credit reports, and related data to help determine corporate accounts’ credit standing.
In my recent roles, I prepare credit underwriting reports and financial analysis for prospective borrowers, monitor existing customers for adverse events, and follow up on covenant monitoring. I also monitor credit exposures against regulatory and internal approval limits and evaluate industry developments that may affect the bank’s portfolio.
I’m known for translating risk findings into practical recommendations, including advising management on financing decisions based on identified risks and credit ratings. I also prepare environmental impact assessment reports for financed projects in line with IFC standards, using data-driven modeling and strong communication to help mitigate financial risk and support business growth.
Experience
Work history, roles, and key accomplishments
Corporate Origination Manager
I&M Bank Rwanda Plc
May 2024 - Present (2 years 2 months)
Prepare credit underwriting reports and perform financial analysis for corporate banking relationship timelines. Monitor customers for adverse events and conduct covenant monitoring, and prepare environmental impact assessment reports aligned with IFC standards.
Corporate Credit Analyst
Ecobank Rwanda Plc
Oct 2023 - Apr 2024 (6 months)
Prepare and present credit appraisals for new-to-bank and existing borrowers, and monitor credit exposures within regulatory and internal approval limits. Assess industry developments and analyze impacts on the bank’s portfolio and new loans.
Credit Risk Officer
Development Bank of Rwanda
Nov 2022 - Sep 2023 (10 months)
Advise management on financing decisions based on identified risks and credit rating, supporting loan underwriting recommendations. Perform qualitative data analysis using financial models to assess project feasibility and evaluate loan performance data.
Education
Degrees, certifications, and relevant coursework
Mindcypress
Certificate
2023 -
Attained a certification/training with Mindcypress in 2023.
Rwanda Bankers Association
Certificate
2022 -
Attained a certification/training from Rwanda Bankers Association in 2022.
Rwanda Academy of Finance
Certificate, Financial Data Modeling
Completed advanced financial data modeling training with Rwanda Academy of Finance.
Southern New Hampshire University
Bachelor of Arts, Management
2016 - 2019
Earned a Bachelor of Arts in Management through the Kepler Program from 2016 to 2019.
Availability
Location
RwandaAuthorized to work in
Job categories
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