Daniela Mihaela Chira
@danielamihaelachira
I investigate complex international payments and improve banking operations across SWIFT and ISO 20022.
RomaniaWhat I'm looking for
At UniCredit Bank Romania, I investigate complex international payments and progressed through three promotions from Financial Operations Specialist to Product Specialist in Investigation Payments. I work with SWIFT FIN/MX, ISO 20022, SEPA, TARGET, EBA EURO1, SWIFT GPI, interbank payments, message repair, controls and authorisations.
I contribute requirements, testing, audit controls, operational loss corrections and knowledge transfer, including support for Italian teams. Earlier at Bancpost, I handled credit portfolio reporting, monitoring, data analysis, discrepancies and debt-collection cases.
Experience
Work history, roles, and key accomplishments
Product Specialist, Investigation Payments
UniCredit Bank Romania
Jan 2025 - Present (1 year 8 months)
Handles complex payment investigations and supports SWIFT FIN/MX, ISO 20022, and message repair. Contributes to requirements, testing, audit controls, and knowledge transfer.
Senior Specialist
UniCredit Bank Romania
Jan 2023 - Jan 2025 (2 years)
Managed payment investigations and supported SWIFT FIN/MX, ISO 20022, and message repair. Provided controls, authorisations, and knowledge transfer.
Medior Specialist
UniCredit Bank Romania
Jan 2021 - Jan 2023 (2 years)
Performed payment investigations and supported SWIFT FIN/MX, ISO 20022, and message repair. Handled controls, authorisations, and knowledge transfer.
Financial Operations Specialist
UniCredit Bank Romania
Jan 2018 - Jan 2021 (3 years)
Supported financial operations and international payments, including payment investigations and controls. Contributed to process improvement and audit support.
Reporting & Monitoring Officer
Bancpost
Feb 2018 - Oct 2018 (8 months)
Prepared credit portfolio reports and monitored data, identifying discrepancies and escalating risk, legal, and system issues.
Bank Officer – Debt Collection
Bancpost
Mar 2017 - Jan 2018 (10 months)
Handled consumer and mortgage debt collection, managing customer cases, documentation, and follow-up.
Education
Degrees, certifications, and relevant coursework
Dimitrie Cantemir University
Master's Degree, Business Administration & Negotiation
2021 - 2023
Master's Degree in Business Administration & Negotiation from Dimitrie Cantemir University, completed from 2021 to 2023.
Dimitrie Cantemir University
Bachelor's Degree, Tourism & Commercial Management
2015 - 2018
Bachelor's Degree in Tourism & Commercial Management from Dimitrie Cantemir University, completed from 2015 to 2018.
Dante Alighieri
Bilingual Italian Philology, Italian Philology
2011 - 2015
Bilingual Italian Philology program at Dante Alighieri, completed from 2011 to 2015.
Tech stack
Software and tools used professionally
Availability
Location
RomaniaAuthorized to work in
Job categories
Skills
Interested in hiring Daniela Mihaela?
You can contact Daniela Mihaela and 90k+ other talented remote workers on Himalayas.
Message Daniela MihaelaGet matched with your dream remote job
Sign up now and join over 250,000+ remote workers who receive personalized job alerts, curated job matches, and more for free!
