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Nrusingha KarNK
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Nrusingha Kar

@nrusinghakar

Data Analyst specializing in banking credit risk, retail analytics, and BI reporting.

India
Message

What I'm looking for

I’m looking for a role where I can lead analytics reporting and dashboarding, strengthen credit risk or retail/investment insights, and improve automation end-to-end. I want a fast-paced environment where I can prioritize work, meet deadlines, and deliver measurable impact.

I’m a data analyst with 9+ years of experience building business intelligence insights, deploying dashboards, and turning complex datasets into clear, actionable reporting. My background spans Banking Credit Risk, Investment Banking, and Retail Analytics, with a strong focus on reporting and visualization.

I’ve worked across DBMS programming and automation using SAS and SQL, managing data from multiple sources and designing relational data models to track history-to-current data. I conduct data mining, data modeling, statistical analysis, trending, and benchmarking—then translate results into concise insight delivery for stakeholders.

In reporting and visualization, I conceptualize and lead delivery of Power BI and Tableau solutions, and I’ve automated recurring BAU reporting. I also migrated 80% of Excel-based reporting to Power BI and Qlik, using approaches like Excel VBA for automation and faster turnaround analytics.

Across credit risk and retail use cases, I’ve supported collections and recovery performance monitoring, built delinquency prevention and default collection capacity planning strategies, and built customer segmentation and retention/engagement frameworks. I’m now fully prepared to take on new professional opportunities and continue growing through upskilling and practical, results-driven analytics.

Experience

Work history, roles, and key accomplishments

Wells Fargo logoWF

Sr Analytics Consultant

Aug 2022 - Dec 2024 (2 years 4 months)

Delivered banking credit risk and investment/retail analytics through reporting, visualization, and dashboard deployments. Automated BAU reporting and credit risk analysis using SAS/SQL/Python and migrated 80% of Excel-based reporting to Power BI and Qlik.

HCL logoHC

Sr Analyst

Oct 2018 - Aug 2022 (3 years 10 months)

Worked as a Sr Analyst at HCL, supporting analytics-related responsibilities during the stated tenure.

Education

Degrees, certifications, and relevant coursework

UU

Utkal University

Bachelor of Commerce (Accounting Hons), Accounting

2022 - 2024

Completed a B.Com (Accounting Hons) from Utkal University with the duration listed as Aug 2022 to Dec 2024.

IU

ICFAI University

Master of Business Administration, Business Administration

2009 -

Completed a Master’s in Business Administration from ICFAI University in 2009.

CO

CHSE Orissa

Intermediate of Commerce, Commerce

2003 -

Completed I.Com from CHSE Orissa in 2003.

BO

BHSE Orissa

Secondary School Certificate (10th), Secondary Education

2001 -

Completed the 10th qualification from BHSE Orissa in 2001.

Tech stack

Software and tools used professionally

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