Carlos Quijada
@carlosquijada
Risk analyst and operations-minded financial modeler improving insurance outcomes and cutting total cost of risk.
United StatesWhat I'm looking for
I’m a Risk Analyst who builds financial and risk models to uncover exposures, support smarter underwriting, and strengthen client insurance structures. At Marsh McLennan, I performed end-to-end risk assessments across multi-industry portfolios, reducing client loss potential by 15–25%.
I translate analytics into clear, actionable recommendations—optimizing coverage strategy while lowering total cost of risk (TCOR). I also monitor emerging market, regulatory, and compliance risks to help clients stay ahead of changes and avoid penalties.
Before risk, I bring hands-on operational depth as an Operations Analyst, overseeing a $14M revenue branch and delivering process improvements that cut inefficiencies by 20%. I built and monitored KPI dashboards, streamlined billing cycles with Sales/Customer Service/Finance, and used new technologies to improve throughput and reduce error rates.
My background also includes rigorous financial risk work as a Funding Analyst, where I managed high-volume funding files, used verification tools to detect fraud indicators, and streamlined turnaround times without compromising compliance. I’m a U.S. Navy veteran who leads with discipline, communication, and a strong bias for continuous improvement.
Experience
Work history, roles, and key accomplishments
Performed end-to-end risk assessments across multi-industry portfolios, identifying exposures that reduced client loss potential by 15–25%. Built financial and risk models to improve underwriting accuracy, recommend coverage structures, and lower total cost of risk (TCOR) while monitoring emerging regulatory and compliance risks.
Operations Analyst
Factory Direct Supply
Feb 2021 - Jul 2023 (2 years 5 months)
Oversaw daily operations for a $14M revenue branch, ensuring performance, productivity, and cost control. Identified bottlenecks and implemented process improvements that cut inefficiencies by 20%, while building KPI dashboards and streamlining the billing cycle to reduce financial discrepancies.
Delivered medical support in clinical and field environments to ensure unit readiness and operational capability. Instructed 100+ Marines in Tactical Combat Casualty Care, achieved “Mission Capable” certification, and conducted behavioral and psychological risk assessments to improve early detection and reduce personnel-related incidents.
Funding Analyst
BFS Capital, Inc.
Apr 2016 - Oct 2018 (2 years 6 months)
Managed a high-volume queue of funding files, consistently meeting aggressive deadlines in a fast-paced financial environment. Conducted risk evaluations using verification tools to detect fraud indicators, streamlined verification to reduce turnaround time, and coordinated document collection to improve completion rates while supporting applicants and internal teams.
Consumer Advocate Account Manager
Afligo Marketing Services, Inc.
Feb 2010 - Apr 2016 (6 years 2 months)
Led customer advocacy initiatives that increased retention and satisfaction through targeted engagement strategies. Analyzed customer feedback and behavior trends to recommend improvements, used performance metrics to optimize issue-resolution processes, and collaborated with cross-functional teams to implement customer-driven operational improvements.
Education
Degrees, certifications, and relevant coursework
Florida Atlantic University
Bachelor of Arts, Risk Management/Insurance & Public Management
Bachelor of Arts focused on Risk Management/Insurance and Public Management at Florida Atlantic University.
Availability
Location
United StatesAuthorized to work in
Job categories
Interested in hiring Carlos?
You can contact Carlos and 90k+ other talented remote workers on Himalayas.
Message CarlosFind your dream job
Sign up now and join over 100,000 remote workers who receive personalized job alerts, curated job matches, and more for free!
