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Bhagwat User

@bhagwatuser

I am a Senior Financial Analyst focusing on mortgage quality improvements

India
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What I'm looking for

I seek a role where I can lead mortgage quality and process automation, mentor teams, and deliver measurable KPI and productivity improvements in a collaborative financial-services environment.

I am a Senior Financial Analyst at Deutsche Bank of India with extensive experience in US mortgage document quality, auditing, and compliance. I lead a team of more than 35, train new joiners, manage KPIs, and was ranked first in my team, producing 35% higher contribution while reducing average utilization time by 50%.

I serve as an SME and a member of BCP and internal automation teams, converting manual processes to automated workflows using tools like WorkFusion, DataCap, and EmbTrust. I prioritize process improvement, reporting, SOP updates, and stakeholder escalation to drive measurable productivity and quality gains.

Experience

Work history, roles, and key accomplishments

Education

Degrees, certifications, and relevant coursework

DP

Dr. D.Y. Patil College, Pimpri, Pune

Bachelor of Science, Computer Science

Grade: Second Class

Completed Bachelor of Science (Computer Science) from Dr. D.Y. Patil College, Pimpri affiliated with Pune University in 2015; awarded Second Class.

SC

Shri. Shivaji Arts & Commerce College

Higher Secondary Certificate, Arts & Commerce

Grade: Second Class

Completed Higher Secondary Certificate (Class XII) from Shri. Shivaji Arts & Commerce College in 2010; awarded Second Class.

AM

Adarsh Mahavidyalaya

Secondary School Certificate, Secondary Education

Grade: First Class

Completed Secondary School Certificate (Class X) from Adarsh Mahavidyalaya in 2008; awarded First Class.

Tech stack

Software and tools used professionally

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Bhagwat User - Senior Financial Analyst - Deutsche Bank of India | Himalayas