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Balasubramanian SubbiahBS
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Balasubramanian Subbiah

@balasubramaniansubbi

Lead Business Analyst at Manulife modernizing insurance reporting and building wealth-tech products.

Hong Kong
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At Manulife, I deliver modernization of policy-admin reporting across new business, underwriting, and claims, alongside Health Insurance Transformation initiatives. I coordinate delivery across geographies as legacy infrastructure moves to a cloud platform.

At InvestCloud, Inc., I shaped digital wealth products for banks across Hong Kong, Singapore, and Japan. I led delivery of a multilingual advisory suite adopted by 500+ relationship managers, and directed a Japanese bank's goals-based investment engine.

Outside my enterprise work, I built Finsurehub.com and am building a wealth-management cockpit for Hong Kong and Singapore advisors. It brings together multi-currency portfolios, drift monitoring, proposal governance, and an advisor copilot; I share what I learn about wealth-tech and AI-assisted development.

Experience

Work history, roles, and key accomplishments

Manulife logoMA
Current

Lead Business Analyst

Jan 2025 - Present (1 year 8 months)

• Delivery lead for modernization of policy-admin reporting system, migrating legacy infrastructure to a cloud platform with 50+ professionals across geographies
• Own end-to-end delivery strategy across new business, underwriting, and claims reporting by modernizing critical insurance infrastructure with minimal business disruption
• Drive health transformation initiatives, aligning business stak

InvestCloud, Inc. logoII

Business Systems Analyst Manager

Mar 2017 - Dec 2024 (7 years 9 months)

• Client solutions lead and trusted advisor to tier-one banks across HK, SG & Japan by defining digital wealth product roadmaps and turning them into deployed platforms.
• Led end-to-end design and delivery of a multi-lingual (EN/TC/SC) digital wealth advisory suite for a leading Hong Kong bank. Adopted by 500+ relationship managers, 95% adoption in year one.
• Directed product strategy for a goal

Finsurehub.com logoFI

Maker

May 2016 - Oct 2017 (1 year 5 months)

Creator at Finsurehub.com

Finsurehub.com - Website for News, Articles & Discussions about InsurTech

AXA Asia logoAA

System Analyst

Nov 2013 - Mar 2017 (3 years 4 months)

• Business analysis for core policy-admin system migration across Asian markets (new business, underwriting, claims, and policy servicing)
• Managed multi-country stakeholders and led onshore/offshore delivery through full project lifecycles with regulatory compliance focus

Tata Consultancy Services logoTS

Systems Engineer

Nov 2012 - Nov 2013 (1 year)

• Developed AS400-based life and group insurance systems for a global insurer. Zero production defects
• Led a 10-developer team through critical delivery phases

Tata Consultancy Services logoTS

Asst. Systems Engineer

Nov 2011 - Nov 2012 (1 year)

Worked as Asst. Systems Engineer at Tata Consultancy Services.

Tata Consultancy Services logoTS

Asst. Systems Engineer (Trainee)

Nov 2010 - Oct 2011 (11 months)

Worked as Asst. Systems Engineer (Trainee) at Tata Consultancy Services.

Education

Degrees, certifications, and relevant coursework

AI

APMG International

AgileBA® Foundation

Jan 2019

SC

Scrum.org

Professional Scrum Master I

Jun 2018

DA

DataCamp

Intro to Python for Data Science

Nov 2017

RA

Reboot AI

101 - Machine Learning Foundations

Nov 2017

LO

LOMA

LOMA 280

Jan 2011

AC

Anna University Chennai

Bachelor of Engineering (B.E.), Electronics and Communications Engineering

2006 - 2010

Tech stack

Software and tools used professionally

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