Open to opportunities

Ayo David

@ayodavid

Message

I build secure fintech, identity, and payment platforms that reduce fraud and scale reliably.

Nigeria

Message

What I'm looking for

I'm looking to lead product strategy and delivery for fintech, digital identity, payments, or platform products where I can turn complex regulatory and technical challenges into secure, scalable customer outcomes.

I've led product strategy and delivery for Nearpays' Soft-POS payment infrastructure and TruID's enterprise digital identity platforms supporting Nigeria's national identity ecosystem. I translate complex financial, regulatory, and technical requirements into scalable payment, verification, consent, and merchant-management products.

Across Nearpays, TruID, Common Identity, and CodyGo, I've partnered with engineering, design, compliance, fraud, and business teams to launch APIs, SDKs, cloud-native systems, and customer-facing products. My background in backend and full-stack engineering helps me build practical roadmaps, improve reliability, and deliver measurable outcomes, including reducing fraud by 45% and synthetic identity fraud by 34%.

Experience

Work history, roles, and key accomplishments

Current

Senior Product Manager

Current

Nearpays Ltd

Jan 2022 - Present (4 years 8 months)

Architected high-performance financial systems and led cross-functional engineering teams. Designed strategic product roadmaps and directed integration of third-party financial APIs for instant payment rails.

Product Strategy Roadmapping API Integration Fintech Payment Systems PCI DSS Agile Scrum KPI Tracking Fraud Detection Stakeholder Management Go To Market Strategy Data Analysis

Senior Product Manager

TruID Ltd

Jan 2025 - Dec 2026 (1 year 11 months)

Led product vision and lifecycle for enterprise-grade digital identity infrastructure and fintech verification platforms. Orchestrated development of KYB, AML, and identity verification systems, reducing fraud by 45%.

Product Management Digital Identity Fintech KYB AML API Design System Architecture Stakeholder Management PRD文档撰写 Agile Design Thinking Compliance

Product Manager

Common Identity Ltd

Jan 2021 - Dec 2022 (1 year 11 months)

Managed platform-level products focused on backend systems and reliability. Reduced synthetic identity fraud rates by 34% through behavioral biometrics and cross-reference validation tools.

Product Management Agile Scrum Backend Systems AWS Load Balancing Database Performance Biometrics Roadmapping Stakeholder Management

Associate Product Manager

CodyGo Solutions

Jan 2018 - Dec 2021 (3 years 11 months)

Authored PRDs and user stories, bridging technical teams and business stakeholders. Contributed to product planning and feature design, gradually taking ownership of product decisions.

Product Management PRD文档撰写 User Stories Stakeholder Management Product Analytics Agile JTBD

Backend Engineer

CodyGo Solutions

Jan 2018 - Dec 2021 (3 years 11 months)

Built and maintained backend APIs and services for web and mobile applications. Led engineering team in developing Vision Camera capture with focusRect and integrated MLKit for OCR.