Ashwani kumar
@ashwanikumar11
I build scalable payment and banking APIs for MSMEs, agents, and enterprise partners.
IndiaWhat I'm looking for
I founded Digifintel, a B2B fintech platform and payment gateway powering AEPS, DMT, BBPS, recharge, UPI collection, payouts, and banking services across India.
I own the technology strategy and architecture for Digifintel’s web, app, and API ecosystem. I build secure, scalable payment services, developer-friendly APIs, and white-label solutions that help partners launch quickly and create new revenue opportunities.
Previously, I led engineering at NetPaisa, where I architected Laravel-based fintech systems and a React no-code integration module for B2B partners. I’ve also led teams at Artifintel and Figtec, taking admissions and fintech products from requirements through production.
I focus on reliable high-volume transaction systems, practical product discovery, strong engineering practices, and teams that translate real business needs into useful financial services.
Experience
Work history, roles, and key accomplishments
Director & Founder (Head of Technology)
Jan 2024 - Present (2 years 7 months)
Founded Digifintel as a B2B fintech platform and payment gateway, providing AEPS, DMT, BBPS, recharge, UPI collection, payouts, and other banking services to agents, resellers, and businesses across India.
Own end‑to‑end technology strategy and architecture for Digifintel’s web, app, and API ecosystem, designing secure, scalable services that power both online and offline transactions on a singl
Led core engineering for NetPaisa’s B2B fintech platform, covering services such as AEPS, DMT, BBPS, recharge, lending, insurance, and bill payments used by retail and MSME partners.
- Architected and implemented a large Laravel codebase with features like granular permission control, domain‑based routing, multi‑database connections, guarded multi‑login, multi‑role handling, and complex commissi
Senior Software Developer · Team Lead & Technical Manager
Sep 2021 - Apr 2023 (1 year 7 months)
Led the engineering team building an AI‑ and rules‑based admission platform, owning key technical decisions across React frontend and Python/Flask backend.
- Visited colleges and universities, met admission staff and employees, and translated their real admission workflows into clear product requirements and usable features.
- Designed and implemented matching algorithms and data models to recom
Led a small engineering team delivering a Society Management System, integrating a Laravel backend with a modern React frontend for a seamless full‑stack solution.
- Owned key architectural decisions, APIs, and database design in Laravel/MySQL, ensuring reliability, security, and maintainability.
- Learned and implemented Flutter from scratch to build a fintech mobile app with wallet, banking,
Work Experience:
- PHP Developer at WebChilli Consultancy, contributing significantly to various projects.
- Immersed in the intricacies of Laravel, utilizing my expertise to deliver comprehensive solutions.
- Seamlessly integrated jQuery, CSS, and HTML as a Full Stack Developer to create robust and visually appealing web applications.
- Embraced the entire development spectrum, going beyond the
Education
Degrees, certifications, and relevant coursework
Indira Gandhi National Open University
Bachelor of computer application, Computer Science
2018 - 2021
Tech stack
Software and tools used professionally
Availability
Location
IndiaAuthorized to work in
Job categories
Skills
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