Anna User
@annauser34
Product Manager with 8+ years in consumer lending and fintech at top-tier financial institutions.
What I'm looking for
At Alfa-Bank, I launched a zero-document personal-loan flow with AI-assisted decisioning, delivering 90-second approvals, a 20% increase in online loan sales, and a reduction in branch issuance time from 28 to 8 minutes.
I lead lending products end to end, from discovery and customer journeys to production delivery, roadmap ownership, and OKRs. I’ve managed a cross-functional squad of 15 across engineering, QA, risk, UX, and business stakeholders.
Previously at VTB Bank, I built a Mortgage Officer Portal from zero to production, cutting application processing time by 30% and increasing deal-to-disbursement conversion by 15%. At NSPK, I designed embedded-finance partner onboarding and operational workflows within payment infrastructure.
I’m focused on making borrowing simpler, faster, and more valuable for both customers and financial institutions.
Experience
Work history, roles, and key accomplishments
Product Manager
Alfa-Bank
Aug 2023 - Feb 2026 (2 years 6 months)
Led loan origination redesign with AI-assisted decisioning, achieving 90-second approvals and +20% online loan sales. Managed a cross-functional squad of 15 and owned product roadmap, OKRs, and growth loops.
Education
Degrees, certifications, and relevant coursework
State University of Management
Bachelor's, Management
Bachelor's degree in Management from the State University of Management, Moscow, completed in 2016.
Availability
Location
Authorized to work in
Social media
Job categories
Skills
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