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Anna UserAU
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Anna User

@annauser34

Product Manager with 8+ years in consumer lending and fintech at top-tier financial institutions.

Kazakhstan
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What I'm looking for

I’m looking for Product Manager or Product Lead roles in fintech, lending, BNPL, or embedded finance, with opportunities to build and scale customer-focused financial products remotely or through relocation.

At Alfa-Bank, I launched a zero-document personal-loan flow with AI-assisted decisioning, delivering 90-second approvals, a 20% increase in online loan sales, and a reduction in branch issuance time from 28 to 8 minutes.

I lead lending products end to end, from discovery and customer journeys to production delivery, roadmap ownership, and OKRs. I’ve managed a cross-functional squad of 15 across engineering, QA, risk, UX, and business stakeholders.

Previously at VTB Bank, I built a Mortgage Officer Portal from zero to production, cutting application processing time by 30% and increasing deal-to-disbursement conversion by 15%. At NSPK, I designed embedded-finance partner onboarding and operational workflows within payment infrastructure.

I’m focused on making borrowing simpler, faster, and more valuable for both customers and financial institutions.

Experience

Work history, roles, and key accomplishments

Education

Degrees, certifications, and relevant coursework

SM

State University of Management

Bachelor's, Management

Bachelor's degree in Management from the State University of Management, Moscow, completed in 2016.

Tech stack

Software and tools used professionally

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