Mukhammed Zhangabayev
@mukhammedzhangabayev
Data analyst improving fintech product conversion and retention through large-scale A/B testing and automated ETL pipelines.
What I'm looking for
I’ve spent 5+ years in fintech and banking products, working on product analytics and experimentation for user bases up to 13M MAU. At Bank CenterCredit (Bcc.kz), I designed and analyzed 50+ A/B tests on 8M+ users to improve conversion and retention across 21 credit products.
I built ETL pipelines and automation that reduced manual work and kept data flowing—using Airflow and dashboards and internal alerting systems. I also developed an XML parser in Oracle PL/SQL so teams could access fresh data on millions of clients.
Most recently at TBC Bank (TBC UZ), I partnered with product teams to analyze user behavior, designed customer segmentation models for product and marketing decisions, and owned data quality and consistency for key product metrics.
Experience
Work history, roles, and key accomplishments
Senior Data Analyst
TBC Bank (TBC UZ)
Aug 2025 - Mar 2026 (7 months)
Partnered with product teams to analyze user behavior and identify growth opportunities in mobile applications. Designed customer segmentation and behavioral models to support product and marketing decisions.
Data Analyst (System & Product)
AVO Services and Technology
Jun 2024 - Aug 2025 (1 year 2 months)
Improved system reliability and credit approval processes, enabling 10,000+ customers to receive credit limits and 3,000+ customers to obtain bank cards. Analyzed production issues using SQL and maintained data quality by removing duplicate records.
Data Analyst
Bank CenterCredit (Bcc.kz)
Nov 2022 - Jun 2024 (1 year 7 months)
Designed and analyzed 50+ A/B tests on 8M+ users, improving conversion and retention across 21 credit products. Built ETL pipelines and automated pre-approved credit workflows processing millions of records.
Data Analyst
Kaspi.kz
Mar 2022 - Nov 2022 (8 months)
Led product analytics for Payments (13M MAU) including hypothesis testing, A/B tests, and marketing campaign effectiveness analysis. Rebuilt loyal user segmentation contributing to an app rating increase from 4.5 to 4.9.
Junior Data Engineer
Kaspi.kz
Jan 2021 - Oct 2021 (9 months)
Optimized ETL procedures cutting processing time from hours to 30–60 minutes. Implemented fraud detection rules for BNPL product Kaspi RED.
Education
Degrees, certifications, and relevant coursework
LUMSA University
Master's, Management, Finance, and Data Analytics
Master's degree in Management, Finance, and Data Analytics from LUMSA University.
Suleyman Demirel University
Bachelor's, Information Systems
2018 - 2022
Bachelor's degree in Information Systems from Suleyman Demirel University.
Tech stack
Software and tools used professionally
Availability
Location
Authorized to work in
Job categories
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