Open to opportunities

Anjali Kulkarni

@anjalikulkarni

Message

Seasoned AML/KYC and Financial Crime leader driving compliance and operational excellence.

India

Message

What I'm looking for

I seek senior roles in compliance or financial crime where I can lead AML/KYC operations, build automated controls, mentor teams, engage with regulators, and drive process improvements and measurable risk reduction.

I am a compliance and financial crime professional with 21+ years' experience in AML/KYC, client onboarding, remediation and quality assurance across Investment Banking, Transfer Agency and Fund Administration. I have led regional teams across APAC, authored KYC rules for automated platforms, conducted UAT testing, and delivered process improvements that reduced manual effort by 20%.

I have held senior roles including Head of Operations – Life Cycle Management (VP) and AVP, led remediation, periodic review and QA programs, engaged with regulators, and implemented compliance frameworks and training. I combine stakeholder management, root cause analysis and project leadership to align controls, drive risk mitigation and deliver measurable improvements in compliance operations.

Experience

Work history, roles, and key accomplishments

Current

Head of Operations - Life Cycle

Current

Barclays

May 2025 - Present (4 months)

Leading Life Cycle Management operations for Financial Crime and Due Diligence, driving process controls, stakeholder engagement and operational delivery across AML/KYC functions to ensure regulatory compliance.

KYC Financial Crime Due Diligence Stakeholder Management Policy Implementation Process Automation Quality Assurance UAT

Vice President - Network Management

Barclays

Oct 2022 - Nov 2023 (1 year 1 month)

Led Network Management India covering account management, reconciliation and due diligence for external global custody accounts, ensuring CASS/regulatory compliance and control attestations.

Reconciliations Due Diligence SOP Management Contrôles Audit Reporting

Training & QA Group Manager

IBM

Jul 2021 - Mar 2022 (8 months)

Managed training and quality assurance for risk and compliance engagements, reducing errors through targeted training, QA plans and client-facing remediation initiatives across seven engagements.

Training Quality Assurance Error Trend Analysis Client Engagement Compliance QA

Assistant Vice President

J.P. Morgan

Jul 2014 - Sep 2020 (6 years 2 months)

Led Quality Control teams across APAC for wholesale client onboarding, remediation and periodic reviews, providing AML/KYC advisory, regulatory audit support and process redesign to close compliance gaps.

KYC Onboarding Remediation Processing Quality Control Regulatory Compliance Stakeholder Management Reporting

Director - Legal & Compliance

Morgan Stanley

Jun 2013 - Sep 2013 (3 months)

Headed AML/KYC and transaction monitoring, built India-based transaction monitoring capabilities, strengthened SOPs and training modules to ensure adherence to compliance processes.

Transaction Monitoring KYC SOP Development Team Building Training AML Process Improvement

AML Manager - Quality Control

GlobeOp Financial Services

Sep 2011 - Jun 2013 (1 year 9 months)

Performed AML checks and quality reviews for investor/client files, updated AML manuals, led KYC remediation and UAT testing of AML modules to ensure global regulatory compliance.

AML OFAC SDN Checks UAT Quality Control Training

KYC Specialist - Team Manager

Credit Suisse

Aug 2008 - Jul 2011 (2 years 11 months)

Managed KYC onboarding for FID/Equities clients, provided KYC advisory, led remediation projects and ensured KYC/regulatory adherence across APAC, UK and US jurisdictions.

KYC PEP Screening

Team Lead Specialist

UBS

Aug 2006 - Jul 2008 (1 year 11 months)

Led SME team for investment banking client onboarding and CCDS APAC entitlements transition, consistently exceeding SLAs and improving process quality.

Onboarding SME Training SLA Management Quality Assurance APAC Operations Process Improvement

Process Specialist - Trainer

HSBC

Nov 2001 - Nov 2005 (4 years)

Served as process specialist and trainer in multi-currency payments and EPS, delivering training and ensuring accurate cross-border SWIFT payment processing.

Payments Processing Swift Training Operations Compliance Customer Service