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Andrea del Pilar Pérez Rodríguez

@andreadelpilarprezro

Business Consultant at DataCrédito Experian advising credit, marketing, and business intelligence teams on credit-cycle strategies.

Colombia

Message

At DataCrédito Experian, I advise clients in financial services, telecom, and other sectors on improving processes across the credit cycle. I develop consulting solutions through tailored market studies, models, policies, and analysis, and quantify the economic benefits of recommendations.

Previously, I led strategic negotiations at DataCrédito Experian that contributed to contracts worth over COP 3,000 million. At GM Financial, I supported credit risk policy work across Latin America and Europe, including approval strategies and risk reporting; earlier, at Banco de Bogotá, I worked on pre-approved credit card campaigns and portfolio monitoring.

Experience

Work history, roles, and key accomplishments

Current

Business Consultant

Current

DataCrédito Experian

Jun 2022 - Present (4 years 5 months)

Advises clients in financial, real, and telecom sectors on improving credit cycle processes including prospecting, origination, maintenance, and collections. Develops consultative solutions through market studies, models, and policies to identify business opportunities and enhance risk management.

Credit Risk Business Analytics Business Intelligence Credit Cycle Originations Maintenance Collections Risk Policy Customer Segmentation Financial Analysis Executive Reporting KPIs Consultative Sales SPSS SAS WPS Pl SQL Power BI Excel

Senior Business Development

DataCrédito Experian

Sep 2018 - May 2022 (3 years 8 months)

Managed pre-sales of financial and technological solutions, aligning Experian products with client needs. Led strategic negotiations with financial and telecom entities, contributing to contracts exceeding COP 3 billion.

Business Development B2B Sales Pre Sales Negotiation Consultative Selling Financial Solutions Technology Solutions

Supervisor of Credit Risk – International Operations

GM Financial

Dec 2013 - Sep 2018 (4 years 9 months)

Supported credit risk areas in Latin American and European countries in designing and updating policies to mitigate risk and increase profitability. Analyzed credit behavior, segmented customer profiles, and estimated losses and profitability to support risk management decisions.

Credit Risk Policy Design Customer Segmentation Financial Analysis Loss Estimation Profitability Analysis Risk Reporting Auto Loan Prepayment Decision Strategies

Senior Risk Analyst

Banco de Bogotá

Jan 2009 - Dec 2013 (4 years 11 months)

Designed and managed pre-approved credit card campaigns, defining functional criteria for credit limits and placement. Monitored credit risk through portfolio quality analysis and generated daily and monthly reports for the Credit Risk Directorate.

Credit Risk Campaign Management Credit Cards Portfolio Analysis Risk Monitoring Reporting SQL Excel