Open to opportunities

Andi Donny

@andidonny

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Fraud risk analyst with 7+ years protecting fintech and e‑commerce through data-driven fraud prevention.

Indonesia

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What I'm looking for

I seek roles where I can lead fraud detection and prevention using data, collaborate cross-functionally, and drive compliance and scalable fraud controls.

I am a Fraud Risk Analyst with over seven years of experience in financial services, fintech, and e-commerce, combining hands-on investigation with data analysis to reduce fraud losses and chargebacks.

I have led investigations across products including PayLater, credit card, delivery, driver and merchant transactions, and built early warning indicators and monitoring systems to detect evolving fraud patterns.

My technical strengths include SQL and BigQuery for fraud data extraction and trend analysis, and Looker for dashboarding and metrics tracking, which I use to deliver actionable insights to operations and product teams.

I prioritize cross-team collaboration, continuous improvement of fraud controls, and compliance—having implemented AML programs, business continuity measures, and compliance monitoring to strengthen organizational resilience.

Experience

Work history, roles, and key accomplishments

Current

Micro, Retail Risk Manager

Current

PT Bank Rakyat Indonesia (Persero) Tbk

Apr 2025 - Present (5 months)

Conducted comprehensive operational and credit risk analyses and implemented mitigation plans, BCM and OHS programs, AML controls, and internal fraud detection strategies to strengthen compliance and resilience.

Risk Assessment AML Fraud Detection Compliance Monitoring Policy Implementation Reporting

Fraud Risk Analyst

Traveloka

Jan 2023 - Apr 2025 (2 years 3 months)

Analyzed fraud behavior using BigQuery and dashboards to identify emerging PayLater and credit card fraud trends, reduced chargebacks, and implemented monitoring systems to prevent coupon abuse.

BigQuery SQL Fraud Detection Dashboarding Chargebacks Monitoring Data Analysis QA

Senior Fraud Investigator

Traveloka

Jan 2021 - Jan 2023 (2 years)

Led investigations for delivery, driver, and merchant transactions to prevent promotion abuse, produced insight reports, and improved prevention processes through cross-functional collaboration.

Fraud Investigation Transaction Monitoring Report Writing Case Management Promotion Abuse Prevention

Fraud Investigator

Traveloka

Jan 2019 - Jan 2021 (2 years)

Investigated PayLater fraud cases, handled fraud-related customer complaints, coordinated resolutions with internal teams, and contributed to central fraud system development.

PayLater Fraud Case Management Customer Solutions

Trust & Safety Officer

Blanja.com

Jan 2017 - Jan 2019 (2 years)

Conducted transaction reviews and product screenings, investigated digital fraud, implemented preventive actions, and drafted promotion terms and conditions to align with business rules.

& Compliance Promotions Risk Screening