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Alberto Tiangco

@albertotiangco

I lead enterprise decisioning platforms for regulated financial services.

United States
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I've led enterprise decision management platforms at Capital One, formerly Discover Financial, supporting credit strategies, real-time scoring, eligibility rules, and high-volume underwriting decisions.

As Senior Manager and FICO Blaze Team Lead, I led eight developers, served as the enterprise SME for FICO Blaze Decision Manager, and migrated core applications from on-premise infrastructure to cloud-based environments while maintaining stability and uptime. I partnered with business stakeholders, data engineers, and QA teams to manage platform KPIs, release readiness, incident triage, and production restoration.

Earlier, I architected loan acquisition and underwriting platforms, built rule-based decision logic and prioritization strategies, and integrated decisioning engines with Snowflake and Teradata for data modeling, ETL workflows, and decision-strategy validation.

I've also delivered SAS Fraud decisioning proof-of-concepts, secure APIs, service virtualization, enterprise TLS certificate lifecycle management, and security incident response. My foundation includes Ab Initio pipelines, Unix scripting, SQL, cloud platforms, and cybersecurity management.

Experience

Work history, roles, and key accomplishments

CO

Principal Cybersecurity Engineer

Capital One

May 2025 - May 2026 (1 year)

Ensured secure integration patterns across production systems by managing enterprise TLS certificate lifecycles, automated service deliveries, and infrastructure hardening. Conducted security incident response, alert triage, and root cause analysis across platform-related security events using CyberArk and DigiCert tools.

CO

Senior Manager (FICO Blaze Team Lead)

Capital One

Jan 2019 - Feb 2024 (5 years 1 month)

Led a cross-functional team of eight developers to architect, develop, and support enterprise decision management platforms handling credit strategies, real-time scoring, and eligibility rules. Served as the enterprise Subject Matter Expert (SME) for FICO Blaze Decision Manager environments, ensuring platform governance, scalability, and strict auditability.

CO

Principal Application Engineer

Capital One

Jan 2014 - Jan 2019 (5 years)

Architected and managed the development and operational support of high-volume loan acquisition and underwriting decision platforms. Designed and implemented complex, rule-based decision logic, decision tables, and prioritization strategies for underwriting and credit acquisition.

CO

Application Engineer

Capital One

Jan 2012 - Jan 2014 (2 years)

Designed, built, and optimized rule-based decision logic and suppression rules within Personal and Student Loan acquisition engines using FICO Blaze platforms. Utilized Snowflake and Teradata data architectures to perform data transformation, performance tuning, and strategy optimization, heavily boosting system reliability.

CO

Project Manager / Senior Associate Business Technology

Capital One

Jan 2002 - Jan 2012 (10 years)

Managed product delivery timelines, test plans, and post-production validation for complex application enhancements. Developed robust Ab Initio ETL pipelines, utilizing Unix scripting and SQL to migrate core data infrastructure to enterprise warehouse platforms.

Education

Degrees, certifications, and relevant coursework

Illinois State University logoIU

Illinois State University

Bachelor of Science, Computer Science

Earned a Bachelor of Science in Computer Science.

Purdue Global University logoPU

Purdue Global University

Master of Science, Cybersecurity Management

Pursuing a Master of Science in Cybersecurity Management, expected to complete in 2026.

Tech stack

Software and tools used professionally

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