@arijitdas3
VP of Engineering at Upstart, growing Personal Loan revenue and building its unified Data & AI Platform.
United StatesAt Upstart, I own engineering for the Personal Loan product and its KPIs, including revenue growth from $513M in 2023 to $1.1B in 2025. I launched AI-native borrower experiences that lifted conversion and decision quality while cutting fraud 40%.
I built and lead Upstart’s unified Data & AI Platform for real-time underwriting, fraud, and risk decisioning. Across my work, I’ve delivered $50M+ in incremental business impact, $10M+ in annual cost savings, and 40%+ gains in delivery velocity.
Work history, roles, and key accomplishments
Own engineering for the Personal Loan product and the unified Data & AI Platform, accountable for product KPIs including revenue growth from $513M to $1.1B. Lead a 150+ engineer global organization, delivering $50M+ in incremental business impact and $10M+ in annual cost savings.
Led global teams delivering AWS Glue Elastic Views, a 0→1 managed data service, from product definition through launch and operational scale. Directed end-to-end service strategy and delivery across engineering, product, security, and compliance.
Transformation leader for a $20M multi-year digital transformation modernizing national telecom and billing platforms in regulated environments. Replaced monolithic legacy systems with cloud-native, API-driven platforms.
Architecture and delivery of large-scale financial services platforms.
Architecture and delivery of large-scale financial services, retail, and telecom platforms.
Key contributor to large-scale OSS/BSS modernization; secured $75M strategic investment with strong ROI.
Mr. Cooper (Nationstar Mortgage)
Led enterprise-wide architecture and the cloud/agile modernization roadmap.
JCPenney
Architecture and delivery of large-scale retail platforms.
Degrees, certifications, and relevant coursework
Master of Science, Software Engineering
Pursued a Master of Science in Software Engineering at BITS Pilani.
Bachelor of Science, Computer Engineering
Earned a Bachelor of Science in Computer Engineering from Bangalore University.
Software and tools used professionally
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