ACAkash Chauhan
@akashchauhan1
Senior Manager specializing in Risk Analytics and Decision Science.
IndiaWhat I'm looking for
I am a seasoned professional with extensive experience in Risk Analytics and Decision Science, currently serving as a Senior Manager at mPokket. My role involves leading the Risk Analytics function, where I focus on enhancing risk management strategies and improving portfolio quality. I have successfully created acquisition policies that optimize approval rates for low-risk customers, demonstrating my ability to drive impactful changes in financial services.
Previously, I held key positions at Paytm and CRED, where I co-led the Credit Risk function and developed innovative acquisition strategies that significantly reduced risk. My analytical skills were further honed at IndusInd Bank, where I developed a Behavioral Scorecard that increased approval rates while minimizing risk. My journey in data science began at EY LLP, where I created advanced document search engines, showcasing my technical prowess in Python and machine learning.
Experience
Work history, roles, and key accomplishments
Senior Manager, Risk Analytics
mPokket
Jul 2024 - Present (10 months)
Lead the Risk Analytics & Decision Science function, enhancing risk management and portfolio quality. Developed acquisition policies for low-risk customers and partnered with tech teams to optimize credit underwriting processes.
Deputy General Manager, Personal Loans Credit Risk
Paytm
Apr 2023 - Apr 2024 (1 year)
Co-led the Credit Risk function for Personal Loans, crafting strategies to optimize customer acquisition while managing risk. Achieved a 20% reduction in acquisition risk through new strategies.
Credit Risk Analyst
CRED
Jun 2022 - Apr 2023 (10 months)
Developed credit policies for new acquisitions and contributed to the launch of the Embedded Lending product. Focused on optimizing collections through data analytics.
AVP, Business Banking Lending Analytics
IndusInd Bank
May 2021 - Jun 2022 (1 year 1 month)
Developed behavioral scorecards and application scorecards using Random Forest, improving approval rates and reducing acquisition risk. Managed monthly risk bulletins and borrower loan cycles.
Data Scientist II, Digital & Emerging Technologies
EY LLP
May 2020 - Jun 2021 (1 year 1 month)
Created a keyword-based document search engine and developed a web-based GUI using Django, enhancing information retrieval capabilities.
Data Scientist, FP&A Analytics
Fractal Analytics
Feb 2019 - Apr 2020 (1 year 2 months)
Developed a classification-based cash flow forecasting model for working capital optimization, achieving a high F1 score.
Project Engineer, FP&A
Wipro Ltd
Jul 2017 - Feb 2019 (1 year 7 months)
Applied K-Means clustering on account receivables data to identify key customer groups and improve customer experience.
Education
Degrees, certifications, and relevant coursework
NTNetaji Subhas Institute of Technology
Bachelor of Engineering, Instrumentation & Control
2013 - 2017
Completed a Bachelor of Engineering in Instrumentation & Control, focusing on the principles of measurement, control systems, and automation technologies.
The Adarsh School
AISSCE, General Education
2011 - 2013
Completed the All India Senior Secondary Certificate Examination (AISSCE) for Class XII, focusing on a comprehensive curriculum that prepared for higher education.
The Adarsh School
AISSCE, General Education
2009 - 2011
Completed the All India Secondary School Certificate Examination (AISSCE) for Class X, which included foundational subjects necessary for further education.
Tech stack
Software and tools used professionally
Availability
Location
IndiaAuthorized to work in
Job categories
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