Aditi User

I'm managing Enterprise PMO governance for a Tier-1 East African bank's 10-program digital transformation across Kenya, Uganda, and Tanzania. I align vendors, internal teams, and senior stakeholders on go-live readiness across retail banking, authentication, and wealth management platforms.

Previously at The Digital Fifth, I led merchant-acquiring strategy for an Indian private-sector bank, developing a five-year roadmap projecting 5x merchant growth and 10x profit. I also shaped corporate internet banking, cash management, and POS market-entry strategies for fintech and payments clients.

At Mindgate Solutions, I owned roadmaps, requirements, and agile delivery for Sweeps, Notional Pooling, and Regional Optimization products across the UAE, Bahrain, and Saudi Arabia. My work improved transaction-processing speed by 25% and reduced system errors by 15%.

I enjoy translating banking and payments challenges into practical, technology-enabled solutions, from market assessments and business cases to product features and implementation roadmaps. I've also built Power BI executive dashboards that contributed to a 10% cost reduction.