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SpliteroSP

Full-Stack Engineer

Splitero is a fintech company that provides home equity investments, offering homeowners lump sum cash payments in exchange for a share of their home's future appreciation without requiring monthly payments or traditional credit qualifications.

Splitero

Employee count: 11-50

Salary: $140K – $155K per year

United States only

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About the Job

As a Full-Stack Engineer at Splitero, you will play a crucial role in architecting, developing, and maintaining our software from marketing through origination. Your expertise in modern back-end technologies, cloud computing, and the full software development lifecycle will be essential in delivering high-quality solutions in a fintech and proptech ecosystem. You will work closely with product, engineering, and QA teams to ensure our software meets the highest standards of functionality and performance while we scale our operations to meet team and organization goals. As an individual contributor, you will be able to balance pace with perfection and understand tradeoffs in how you deliver your work.

  • Design and implement scalable and efficient back-end systems using Node, JavaScript, and TypeScript. Develop APIs and services that support robust application functionality.
  • Utilize PostgreSQL to design and manage databases, ensuring data integrity and optimizing performance across a Heroku Connect/Salesforce-based data infrastructure.
  • Develop and deploy serverless applications using AWS Lambda and IaC platforms such as Terraform and AWS CDK.
  • Work with AI technologies for both your day-to-day role as an engineer and also for new product implementations, leveraging APIs with major AI platforms
  • Collaborate with front-end developers to integrate back-end services with a modern React ecosystem (Next.js, Tailwind, Vercel, etc), ensuring a seamless and responsive user experience.
  • Participate in all stages of the software development lifecycle, from requirements gathering and design to implementation, testing, and deployment.
  • Work closely with product managers and QA teams to gather requirements, identify issues, and deliver high-quality software solutions.
  • Maintain a high level of attention to detail, ensuring that software is reliable, efficient, and meets established standards and specifications.
  • Stay current with industry trends and technologies, recommending improvements and adopting best practices for software development and cloud computing.

The salary range for this position is $140,000 - $155,000. Within the range, individual pay is determined by job-related skills, experience, and relevant education or training.

About You

  • 4-6 years of experience as a full-stack engineer with a strong focus on back-end technologies
  • Strong proficiency in JavaScript and TypeScript for front-end and back-end development
  • Strong experience with Node.js for building server-side applications
  • Expertise in PostgreSQL (or similar) and database design
  • Experience with cloud computing platforms, specifically AWS Lambda
  • Extensive experience working with Claude Code (or similar) to build tools and workflows that accelerate the development lifecycle; not just individual chat use or vibe coding
  • Hands-on experience working with Infrastructure-as-Code using Terraform, AWS CDK, or CloudFormation
  • Experience implementing and working with modern analytics tools for event tracking and reporting (Mixpanel, Posthog, Google Analytics, etc)
  • Strong experience working with testing and quality engineering tools such as Playwright, Jest, and/or Mocha
  • Solid understanding of modern cloud computing pipelines and the full software development lifecycle
  • Proven experience working directly with product and QA teams to ensure high-quality software delivery
  • Experience with Heroku Connect and Salesforce platforms is a plus
  • Candidates must be located in the United States. Working timezone in PST or MST preferred.
  • Ability to break down complex technical problems and deliver high-quality solutions.
  • Effective communication skills and a track record of collaboration with cross-functional teams.
  • Desire to participate in fast-paced early-stage startup
  • Adaptability: Embraces changing circumstances with resiliency and positivity
  • Team-Oriented: Prioritizes collaboration, inclusivity, and teammate support

About Us

Millions of homeowners in today’s economy are sitting on substantial home equity they are unable to access due to rising interest rates and strict qualification requirements of traditional lenders. That means millions of homeowners can’t convert their hard-earned equity into cash to pay off debt, start a home renovation, or pad their retirement to better their lives.

Splitero co-founders Michael Gifford and David Zvaifler witnessed the problem firsthand throughout their real estate careers. They set out to create a win-win product that could help those homeowners access their home equity but not make monthly payments like traditional financing options. And thus, Splitero was born.

As part of our team, you will join our quest to revolutionize the real estate industry while helping families in need. We offer a suite of benefits designed to help you thrive in all areas of life.

  • OneTeam Culture - We foster a culture of transparency, innovation, and inclusivity, where every voice is heard and every team member is valued. We believe in celebrating our successes, doing the right thing, and helping each other so we grow as a team and as individuals.
  • Generous Resources - We want to ensure you are set up to do your best work. In addition to a solid tech stack, and access to any WeWork location, you will receive a monthly cell and internet stipend.
  • Premium Healthcare - We offer comprehensive healthcare plans for you and your family, which employees are eligible for on their first day.
  • Flexible PTO and Parental Leave - We offer a generous PTO and encourage employees to take time off to recharge. We're proud to offer a parental leave policy that allows you to welcome your new addition without worry.

We are a workforce composed of individuals with diverse backgrounds, abilities, minds, and identities. In keeping with our commitment to inclusion, we will ensure that people with disabilities are provided reasonable accommodations. If reasonable accommodations are required when applying, interviewing, or performing the essential functions of this position, please contact People Operations, at peopleops@splitero.com.

About the job

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Posted on

Job type

Full Time

Experience level

Salary

Salary: $140K – $155K per year

Experience

4 years minimum

Location requirements

Hiring timezones

United States +/- 0 hours

About Splitero

Learn more about Splitero and their company culture.

View company profile

Splitero is a financial technology company that provides homeowners with innovative home equity investment (HEI) options, allowing them to access cash from their homes without taking on new debt or monthly payments. Founded in 2021 and headquartered in San Diego, California, Splitero operates across California, Colorado, Oregon, Utah, and Washington states. The company's unique model allows homeowners to receive lump sum payments of up to $500,000 in exchange for a share of their home's future appreciation, with clients required to retain at least 20% equity in their property.

The company's approach differs significantly from traditional home equity loans or lines of credit. Splitero does not require income verification or minimum credit scores (only a 500 minimum credit score), making it accessible to homeowners who may not qualify for conventional financing. With terms spanning up to 30 years, homeowners only share in the property's value when they eventually sell. Splitero has secured more than $1 billion in total financing and recently launched Splitero Homes, its own real estate brokerage, to help homeowner clients maximize their property values during sales.

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