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Splash FinancialSF

Senior Clojure Software Engineer

Splash Financial is an online loan marketplace that connects consumers with a network of banks and credit unions to provide competitive rates for student loan refinancing and personal loans.

Splash Financial

Employee count: 51-200

Salary: 130k-190k USD

CA and US only

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ABOUT OUR COMPANY:

The crushing weight of debt is something that we believe holds people back from reaching their dreams and making a splash in the world. So in 2013, after seeing our friends and family struggle with student loans, we created Splash Financial.

Over the years, our mission has expanded to include helping people with other forms of debt - such as refinancing credit cards, which are at all time highs in the US. And we’ve been able to refinance $6+ Billion in loans through our network of Splash, powered credit union and bank partners who leverage our marketplace and automated loan processing technology. And we’ve raised over $135 million from investors like partners of DST Global, Citi Ventures, TruStage Ventures, Northwestern Mutual Future Ventures, Detroit Venture Partners, and more.

But at our core, we’re still that little company from Cleveland with a big dream: to make people more powerful than their debt and we’re just getting started..

ABOUT OUR WORKPLACE:

Splash is remote-first, and proud of it.

We spend our days simplifying financial products and getting them into the hands of people who need them most. Right now, we’re focused on building financial technologies that fundamentally transform how the industry lends.

Although Splash has been around since 2013, we still operate like a startup — fast-paced, nimble, and full of heart. We’re good people who care deeply about doing meaningful work and we approach challenges with creativity, passion, and urgency.

And to hire the best, we provide the best: great health insurance, competitive salaries, and unique benefits like quarterly meet-ups and access to engagement tools that keep us connected — even from afar.

At Splash, everything we do is guided by our values:

Own It – We take full accountability and follow through on commitments.

Raise the Bar – We move fast, innovate faster, and push through barriers.

Say the Hard Thing – We speak up with honesty, respect, and a desire to solve problems and make things better.

Elevate Each Other – We win as a team by lifting each other up.

These values show up in how we work and how we connect — whether we’re collaborating on big projects or bonding over everyday moments. Yes, we even have Slack channels for #kids-and-pets and #food because we believe being human makes us better teammates.

ABOUT THE ROLE

Splash Financial is seeking a Senior Software Engineer who’s passionate about building technology that empowers people to become more powerful than their debt. You’ll work within a modern, service-oriented, event-driven architecture using Clojure, React, Next.js, PostgreSQL, and AWS — helping scale our platform while driving meaningful product impact.

We’re looking for someone with strong experience in Clojure, Java or Kotlin, who thrives on ownership, collaboration, and continuous improvement. You’ll lead impactful cross-team projects, write clean, well-tested code, and mentor others while contributing to the evolution of our technical platform and product strategy.

If you’re a builder who wants to make an impact in a mission-driven company that values growth, flexibility, and teamwork, we’d love to meet you.

WHAT YOU’LL DO AT SPLASH

  • Own project outcomes end-to-end from concept through architecture, implementation, testing and deployment.
  • Build and scale APIs that power our products and support continued growth.
  • Proactively identify opportunities to improve architecture, performance, and team efficiency.
  • Write clean, well-tested code and contribute to robust CI/CD pipelines.
  • Collaborate closely with engineers, product managers, and designers to deliver impactful solutions.
  • Mentor teammates and help raise the technical bar across the organization.
  • Participate in on-call rotations and ensure system reliability.
  • Actively engage in our remote-first, collaborative culture with open communication and shared accountability.

WHAT YOU’LL BRING TO SPLASH

  • 7+ years of backend engineering experience with strong proficiency in Clojure, Java or Kotlin (functional languages preferred).
  • Expertise in large-scale distributed systems
  • Ability to make data-driven decisions in ambiguous environments.
  • Experience designing service-oriented, event-driven systems and building scalable APIs.
  • Hands-on experience with AWS, Kubernetes, serverless architectures, and CI/CD pipelines.
  • Proficiency in PostgreSQL or similar relational databases.
  • A strong desire to continuously learn, innovate, and grow.
  • The ability to give and receive constructive feedback with candor and empathy.
  • A mindset focused on accountability, technical excellence, and team success.
  • Excitement about contributing to Splash’s mission and values — helping people take control of their financial futures.

OUR TECH STACK:

  • Frontend: React, Next.js, ClojureScript
  • Backend: Clojure
  • Data: PostgreSQL
  • Architecture: Service-oriented, event-driven systems
  • Infrastructure: AWS, Kubernetes, serverless architecture, CI/CD pipelines

COMPENSATION:

The salary range for this role is $130,000 to $190,000 annually, based on market data and internal compensation practices. This role may also be eligible for company equity. Final compensation will be determined by factors such as location, experience, and skill level.

All candidates must be based in US or Canada.

SPLASHERS ENJOY:

  • Fully remote work freedom
  • Competitive salary packages
  • Flexible PTO + 9 company holidays
  • Equity: Share in our start-up success
  • Comprehensive and affordable insurance benefits
  • Paid parental leave for both caregivers
  • Essential equipment to get the job done
  • 401(k) for your future savings
  • Quarterly meet-ups: In person virtual fun
  • Awesome Splash swag to flaunt your team spirit

Employment at Splash is based on individual merit. Opportunities are open to all, without regard to race, color, religion, sex, creed, age, handicap, national origin, ancestry, military status, veteran status, medical condition, marital status, sexual orientation, affectional preference, or other irrelevant factors. Splash is an equal opportunity employer.

About the job

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Posted on

Job type

Full Time

Experience level

Senior

Salary

Salary: 130k-190k USD

Location requirements

Hiring timezones

United States +/- 0 hours, and 1 other timezone

About Splash Financial

Learn more about Splash Financial and their company culture.

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Splash Financial is a digital lending platform dedicated to simplifying the process of finding competitive loan options for consumers. Founded in 2013 with an initial focus on the student loan crisis, the company has since expanded its offerings to include personal loans, maintaining its core mission to help individuals manage their debt more effectively. Splash operates as a unique hybrid marketplace, connecting borrowers with a network of lending partners, including banks and credit unions across the United States. This model allows consumers to shop for and compare financial products through a single, streamlined online application, ultimately saving them time and money. The company leverages an automated underwriting platform and advanced technology to provide a fast and efficient user experience, delivering pre-qualified rates from multiple lenders without impacting a user's credit score.

Headquartered in Cleveland, Ohio, Splash Financial has established itself as a national leader in the online lending space, having processed over $6 billion in refinancing requests and serving over 100,000 accounts. The company's innovative approach is rooted in its commitment to making financial products more accessible and less complicated. By partnering with a diverse range of financial institutions, including smaller community banks and credit unions, Splash provides consumers with access to a broader set of loan options than they might find on their own. The company is remote-first, fostering a culture that empowers its team to innovate rapidly in the fintech landscape. Splash Financial continues to evolve, driven by its goal of empowering people to be more powerful than their debt through technology-driven financial solutions.

Employee benefits

Learn about the employee benefits and perks provided at Splash Financial.

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Paid sick days

Paid sick days for employees.

Life insurance

Basic life and AD&D insurance.

Dental insurance

Comprehensive dental insurance plan.

Vision insurance

Comprehensive vision insurance plan.

View Splash Financial's employee benefits
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Splash Financial

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